Items Tagged with 'CDCU'

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What do 'CDCU,' 'CDFI,' AND 'LID' stand for?

Definitions for the CU industry acronyms.
Three acronyms every CU that serves the low-income members should know.
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Putting the 'Personal' in Personal Finance

'I work for the CU but I’m not here to sell you on the CU, I’m here to help you.’
St. Louis Community CU’s educators must bridge the wide trust gap that exists between the underserved and financial institutions.
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Reviving the Spirit of St. Louis

St. Louis Community CU offers a gateway to hope, dignity, and affordable financial services.
Serving the underserved can be a viable business strategy.
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Thinking About CDFI Certification?

New grants will assist prospective community development CUs.
CUs with the certification have access to economic revitalization funding.
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CDFI Fund Makes a Difference for Communities

CUs' work in underserved areas ‘tells a great story.’
Fifteen CUs received $13.7 million in financial assistance and $678,000 in technical assistance from the fund in 2012.
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Federation Receives Grant for Shared Banking Platform

Seed capital will help smaller CUs work together.
Federation also receives $125,000 award for leadership program.
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Small CUs Seek Ways to Work Together

Avoiding mergers or liquidation may require greater cooperation.
"As each CU disappeared we said, ‘soon, we will be next.' ’’
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Serving Low-Income Populations Requires Innovation

‘We must be creative at applying the tools we have as effectively as possible.’
Low-income consumers need relief from payday lenders, more public and private investment, and greater access to mainstream financial products and services.
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Why Financial Empowerment Matters

Consumer financial education amplifies the impact of other social programs.
Combining workforce development with financial counseling can prevent people from needing additional government help.
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How to Build Community Partners

‘The only ones that work are those where everybody gets value.’
Cooperation was a central theme of the Federation’s 2013 Annual Conference in Baltimore.
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