Items Tagged with 'issuers'

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CUs Dodge a Cannonball

CUNA will keep up its advocacy as the interchange rule unfolds.
CUs that offer debit card programs dodged a cannonball with the new interchange rule the Federal Reserve adopted June 29.
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Interchange

Cheney: ‘The Fed Clearly Listened to CUs’

Fed’s final debit interchange rule is much improved from the original proposal.
‘Tireless effort’ of CUs, leagues, and CUNA sent a clear message to the Fed.
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Abusive Card Practices Continue With ‘Business Cards’

Study reveals small businesses and consumers still at risk.
Research shows small businesses and consumers subject to hair-trigger interest rates and unpredictable rate increases.
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After the CARD Act

The 2009 Credit CARD Act set out to curtail abusive industry practices. What was accomplished and will more reform be on the way?
The industry has seen significant improvements since the legislation went into effect. But card issuers are finding new ways to recoup lost revenue.
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Ten Credit Card Predictions for 2011

Expect APR increases and lower delinquencies.
In 2011, credit card issuers will find new ways to manage risks, add new accounts, and increase revenue while cardholders continue to pay down their balances.
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The Dodd-Frank Act

The rule-making process has begun for hundreds of new laws in the massive financial reform act. How many will affect CUs?
The Dodd-Frank Act creates hundreds of new rules. How many will affect CUs?
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Minimizing the Impact Of Interchange Provisions

CUNA will continue to communicate CU concerns to the Fed.
While small issuers won't be covered by the Fed's rule on interchange fees, they'll still be affected by it.
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Panel Outlines How Interchange Provision Will Affect CUs

It would be a shame if legislation aimed at protecting consumers instead causes transaction fees and the end of free checking.
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