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Items Tagged with 'mortgages'
Boomers Are a Booming Business
How can you provide financial strength and opportunity for your boomer members?
August 20, 2014
‘Marketers are overlooking one of the biggest goldmines for disposable income: the baby boomer generation.’
Ups and Downs in Homeownership
The housing industry is improving, but many young adults are delaying their first home purchase.
August 18, 2014
Lenders, feeling constrained by costs and regulations, may be applying more conservative lending standards.
America's CU Conference
The Lending World According to CFPB: Mortgages
Compliance change must be part of strategic plan and budget.
July 16, 2014
'CUs spent the past six months adjusting to the CFPB’s new mortgage rules, and they’re not done, yet.'
How Mortgage Referrals Can Go Wrong
Front-line staff can easily run afoul of CFPB regulations.
May 27, 2014
Help front-line staff avoid compliance pitfalls when making referrals to mortgage loan originators.
Student Loan Debt May Slow Home Buying
The percentage of young adults who own a house has declined dramatically.
September 9, 2013
Consumers with student loan debt tend to have lower credit scores than those without.
HGTV Host a Public Relations Bonanza for Michigan CU
Lake Michigan CU signs HGTV’s Carter Oosterhouse as a celebrity spokesman.
June 19, 2013
‘We’re big into mortgages and Carter’s big into homes.’
High-Cost vs. Higher-Priced
New CFPB rules change the definitions and coverage of two types of mortgages.
June 6, 2013
Mortgages that fall into the high-cost or higher-priced category have certain restrictions and requirements, so it’s important to understand what they are.
CFPB Adds to Stack of Mortgage Rules
Here’s a six-point overview of the CFPB’s new mortgage lending regulations.
February 28, 2013
In mid-January, the CFPB opened the floodgates, and mortgage lending rules began gushing out.
CUs Looking for Lending Uptick in 2013
Focus on fundamentals and keep an eye on risk, lenders advise.
January 6, 2013
Credit unions expect modest loan growth this year as the economy improves.
Auto Loan Delinquencies Fall to All-Time Lows
Consumers are more likely to keep their auto loans current than their mortgages.
September 12, 2012
Asset quality remains high despite increases in nonprime auto loans.
More Articles Tagged with 'mortgages'
Credit Union Magazine
September 2014 digital edition
Leadership Q&A: Brandon Michaels
Set Up New Hires for Success: Seven Steps
Guide Members to Financial Health
Transforming the Branch Manager
Make Your Advertising Count
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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