Less household debt and the improving labor market bode well for CU lending.
May 17, 2013
Expect CU loan balances grow 5% to 6% in 2013.Read More
CU survey suggests future college graduates will face massive unintended debt.
May 13, 2013
Half of high school seniors don’t understand the cost and terms of student loans.Read More
Follow five guidelines when marketing student loans.
May 9, 2013
Market your private student loan program early; preferably in May.Read More
CUs concede it’s a challenge to turn ‘indirect’ members into PFI members.
April 24, 2013
Use data from indirect loan applications to start your discussion with new members.Read More
What challenges inspire and motivate you to succeed at your CU?
April 22, 2013
‘Education brings about opportunity, and in turn inspiration.’Read More
Special Report: Hispanic Outreach
Policies that favor job status over credit history attract more Hispanic members.
March 21, 2013
First Imperial CU booked more than $1 million in loans, opened 330 "second-chance" checking accounts, and increased membership by 17%.Read More
How much of any process or situation can you control to ensure a successful outcome?
February 18, 2013
Preparedness is important, but unanticipated variables ultimately come into play.Read More
At year-end 2010, aggregate CU credit card loans and other revolving credit plans totaled $36.4 billion.
February 1, 2013
CUs boast some of the industry’s lowest credit card interest rates.Read More
Award-winning lenders, part III
Staff view their jobs as if they're running a small business.
January 22, 2013
Incentives, competitive rates, new products, and community partnerships, also grow loan volume.Read More
Invest time in strategic planning about what’s required to achieve loan growth cost-effectively.
January 22, 2013
Passive lenders simply wait for tough times to pass when the economy or other events cause lending to lag.Read More