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Items Tagged with 'loans'
Hispanic Outreach Key to CU’s Membership Growth
Two-thirds of CU’s new member growth comes from the Hispanic community.
May 12, 2014
‘Hispanics are a loyal, young, and fast-growing population shaping the future of commerce.’
Start Your Auto Loan Engines
Expect new-car sales to top 16 million in 2014—the first time that’s happened since 2007.
April 4, 2014
Know what lies ahead on the auto-lending horizon.
Responsible Approach Leads to Student Loan Success
Portfolio limits, consistent underwriting standards leads to healthy private student loan program.
February 13, 2014
Members are going someplace for student loans—why not your CU?
Agencies Exempt Subset of Higher-Priced Mortgages
Loans of $25,000 or less and certain 'streamlined refinancings' won't require appraisals.
February 1, 2014
The CPFB and NCUA exempt loans of $25,000 or less and certain “streamlined refinancings” from the appraisal requirements.
Student Loans: ‘What Are You Waiting For?’
Determine how private student loans fit into your business model and strategy.
November 14, 2013
Consolidating student loans can help both CUs and borrowers, but make sure members know what they may be giving up.
CUs in Boom and Bust Economies
Fracking has created the latest U.S. ‘boomtowns.’
November 11, 2013
Assets at the $305 million credit union in Williston, N.D., increased 27% in 2010 and 25% in 2011 at the height of the land-lease boom.
BAI Retail Delivery 2013
Growing Business Loans After the Recession
A five-step approach for making more small-business loans.
November 7, 2013
'Bankers spend too much time at their desks and not enough time out with their small-business accounts.'
Capture Student Loan Borrowers in Five Steps
Reaching the coveted young adult market isn't a passive activity.
November 1, 2013
Offering these loans allows credit unions to diversify their loan portfolios, generate income, and provide a valuable and affordable service.
Economy is ‘Recovering, Not Recovered’
Despite good news regarding CU membership, lending, and earnings, some CUs continue to struggle.
October 21, 2013
New-auto lending continues to be a bright spot for many CUs.
Taking the Leap
Consider how your CU can help members find happy financial landings.
October 2, 2013
‘The line between failure and success is so fine that we scarcely know when we pass it.’
More Articles Tagged with 'loans'
Credit Union Magazine
August 2014 digital edition
Avoid the Compliance Pitfalls of Social Media Advertising
CUNA Economist Gives ‘Rosiest’ Forecast in Seven Years
Defining the Social Media ROI Debate
Guide Members to Financial Health
Synergy Separates Great Boards from Good Boards
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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