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State of the Economy: Slow growth, but uncertainty still prevails

The recovery continues despite government finance issues and the threat of austerity.

February 26, 2013

During a breakout session Tuesday, CUNA economists Mike Schenk and Steve Rick, joined by NCUA Chief Economist John Worth, examined current economic trends.

Ten Loan Ideas for 2013

They’ll come in especially handy if we stay stuck in this low-rate environment.

February 19, 2013

James Collins

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Economists have predicted credit union loan growth to be about 5% in 2013

Branching Out

Be Sure to Plan for the ‘Outlier’

Prepare Plan A for likely economic conditions, and Plan B for unforeseen circumstances.

December 3, 2012

James Collins

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Economists’ predictions represent the most likely scenario—one that’s highly likely to be...wrong.

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Credit Union Magazine

• May digital edition

May 2013

What's Popular

Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Scenes from FinovateSpring 2013

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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