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Compliance Q&A: Risk-based Pricing Notice Requirements

Do the risk-based-pricing notice requirements apply to business purpose credit?
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The Fair Credit Reporting Act requirements only apply to consumer credit.
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‘Know Before You Owe’ Continues to Evolve

CFPB develops new ‘loan estimate’ and ‘closing disclosure’ forms.
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The project aims to combine the early disclosures required by TIL and RESPA into one document.
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