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Compliance Matters

Compliance Q&A: Risk-based Pricing Notice Requirements

Do the risk-based-pricing notice requirements apply to business purpose credit?
The Fair Credit Reporting Act requirements only apply to consumer credit.
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‘Know Before You Owe’ Continues to Evolve

CFPB develops new ‘loan estimate’ and ‘closing disclosure’ forms.
The project aims to combine the early disclosures required by TIL and RESPA into one document.
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