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Headache
Core Processing Special Report: Part V

Outsourcing Offers Headache Relief

With outsourcing, the vendor takes care of disaster recovery and compliance.
January 7, 2013
Dianne Molvig
One Comment
‘We felt we were slaves’ to our in-house core-processing system.
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Special Report: Part II

Hybrid Core Processing Frees Up Resources

Hosted service model is a blend of in-house and service bureau systems.
December 18, 2012
Dianne Molvig
No Comments
In a hosted service arrangement, the CU buys a software license but uses the core processor’s hardware to run it.
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Outsourced Core Processing on the Rise

CUs are warming up to outsourcing as service bureaus offer greater flexibility and control.
September 1, 2012
Dianne Molvig
No Comments
Old assumptions die hard. Such is the case in the debate surrounding outsourced versus in-house core processing.
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May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

The ABCs of APT

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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