Items Tagged with 'foreclosure'

ARTICLES

Home Sweet Home

Spring into action with targeted mortgage services.
March 24, 2014
Homeownership trends and the economy impact generations of consumers.
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Ups and Downs

Sometimes we’re escalating, sometimes we’re excavating.
January 12, 2014
Home prices are rising and inventories are shrinking, but consumers are still a cautious lot by and large.
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Zero Foreclosures in NASA FCU's Zero-Down Mortgage Program

And you don't need to be an astronaut to qualify.
July 22, 2013
Maryland CU credits vigorous underwriting and a sound knowledge of the Washington, D.C., real estate market for its three-year-old program's success.
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Numbers Tell a Story

Lenders and owners are rehabilitating millions of foreclosed properties.
April 1, 2013
Can your CU become a character in the tale of the improving housing market?
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Counseling Helps Keep Foreclosures at Bay

Homeowners who receive financial counseling are far less likely to default.
January 21, 2013
Mortgage defaults are expected to remain elevated until 2016.
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Life After Foreclosure

Mortgage-only defaulters aren’t as risky as you’d think, a TransUnion study says.
May 25, 2011
Consumers who defaulted only on their mortgages during the recession are far better credit risks on new loans than those who fell behind on multiple credit accounts.
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December Home Prices Hit Record Low for 2010

Don’t expect prices to rebound until the supply of foreclosed properties is exhausted.
March 1, 2011
Sales of foreclosed properties dampened U.S. home prices.
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Performance of Modified Loans Improves

FHFA releases third-quarter foreclosure prevention report.
December 21, 2010

Loans modified during the last three quarters are performing substantially better three months after modification, compared to loans modified in earlier periods.


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Is There a (Juris) Doctor in the House?

There's a 60% default rate associated with modified mortgages.
November 15, 2010
Millions of mortgages have been shipped around the global financial system—sold and resold—without the documents that traditionally prove who legally owns the loans and the properties.
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Three-M Laws: Tolls On the Road to Foreclosure

New state statutes likely will lengthen the foreclosure process.
November 1, 2010
New state statutes likely will lengthen the foreclosure process.
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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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