Items Tagged with 'mortgage'

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Home Sweet Home

Spring into action with targeted mortgage services.
March 24, 2014
Homeownership trends and the economy impact generations of consumers.
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NCUA Issues Mortgage Regulatory Alerts

NCUA in January issued a series of regulatory alerts on the CFPB’s mortgage lending rules.
March 7, 2014
NCUA in January issued a series of regulatory alerts on the CFPB’s mortgage lending rules
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Complying With Ability-to-Repay and QM Rule

NCUA examiners to take into account a CU’s good-faith effort to comply.
March 1, 2014
NCUA examiners to take into account a CU’s good-faith effort to comply.
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A New Year’s Hangover for Mortgage Originations?

CUs try to maneuver through the new mortgage landscape.
February 17, 2014
Four strategies for success in the post ability to repay/qualified mortgage world.
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The State of CU Mortgage Lending

First mortgages are increasingly important when it comes to lending and service.
February 14, 2014
First mortgages are increasingly important when it comes to lending and service.
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Fear Your Members

Consumers with sophisticated plaintiff’s attorneys see changing regulations as a potential goldmine.
February 5, 2014
Assess the risk of litigation in your business decisions and compliance efforts.
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New Loan Originator Requirements Take Effect

Rule applies to most closed-end loans secured by a dwelling.
January 14, 2014
Consumer Financial Protection Bureau amended Regulation Z to implement certain Dodd-Frank Act requirements.
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MyCUmortgage Honors Top Mortgage Lenders

Winners recognized for their outstanding results in helping members buy homes.
January 14, 2014
Winners recognized for their outstanding results in helping members buy homes.
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Ups and Downs

Sometimes we’re escalating, sometimes we’re excavating.
January 12, 2014
Home prices are rising and inventories are shrinking, but consumers are still a cautious lot by and large.
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Things I Think I Know

A curmudgeon’s take on compliance requirements in the New Year.
December 31, 2013
New disclosure requirements will not improve consumers' understanding of loan products.
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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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