Why single-premium mortgage insurance makes more sense than ever.
May 19, 2013
Single-premium mortgage insurance lowers closing costs for members by allowing them to finance the MI as part of the loan.Read More
Learn all you can about how your CU must comply with the CFPB’s mortgage regulations.
April 15, 2013
The new rules already dominate compliance planning for the next year, but CUs must save capacity for potential disclosure changes.Read More
Don’t expect new mortgage products to carry the market in the future.
April 13, 2013
High liquidity, low rates, and still-steep unemployment make the competitive landscape as challenging as ever.Read More
Three Reg Z changes precede an avalanche of CFPB rules to implement next year.
April 1, 2013
The bulk of the new mortgage rules won’t take effect until next yearRead More
CFPB mortgage rule exclusion for small servicers is not a free pass.
March 22, 2013
Collective sigh of relief over small servicer exemption is premature.Read More
ROA should reach 90 bp this year, but small CUs continue to struggle.
March 7, 2013
Average net income for credit unions in 2012 will be about 90 basis points of average assets.Read More
Here’s a six-point overview of the CFPB’s new mortgage lending regulations.
February 28, 2013
In mid-January, the CFPB opened the floodgates, and mortgage lending rules began gushing out.Read More
CUs offer loan adjustments, tried-and-true service to help members through tough times.
February 25, 2013
CUs offer loan adjustments, tried-and-true service to help members through tough times.Read More
Give your compliance manager a work-appropriate hug—it’s going to be a rough year.
February 7, 2013
New rules will recast mortgage lending from application to servicing.Read More
Mortgage demand grows at CUs, but so does the related compliance burden.
February 6, 2013
It is an era of mixed blessings for CUs and consumers.Read More