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ARTICLES

President's Perspective

Our Focus Is on Value and Trust

Emphasize to lawmakers the key role you play in members’ lives.
March 20, 2013
Bill Cheney
No Comments
CUNA's agenda is clear: Help the middle class emerge successfully from the devastation of the Great Recession.
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GAC 2013

New Faces in Congress Make D.C. Presence Critical

We must make our case for reducing the regulatory burden and enhancing the CU charter.
February 13, 2013
Mike Mercer
No Comments
If we don’t set the agenda on Capitol Hill, our opponents will do it for us.
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Nine Elements of a High-Performance Board Meeting

Immediate assessment is among the important features of effective meetings.
July 1, 2012
No Comments
Immediate assessment is among the important features of effective meetings.
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Cheney Welcomes GAC Attendees

More than 4,000 CU managers, directors, and staff expected to attend.
March 18, 2012
No Comments
We have clear opportunities to advance the CU agenda and ensure our message rises above that of the bankers.
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May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Scenes from the 19th Annual CUNA CFO Council Conference

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

Identify & Monitor Indirect Auto Lending Risks

'Encourage Courage'

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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