Items Tagged with 'credit cards'

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Diversification Key to Loan Growth in 2015

Interest rates, economic growth are two 'wildcards' that could affect CU lending.
Credit cards continue to present a major untapped opportunity for CUs.
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Rewards Keep CU Cards ‘Top of Wallet’

As demographics change, consumers’ card reward preferences also shift.
Rewards programs are the top driver of which credit card tops a wallet.
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Create Card Carrying Members

CUs that provide credit cards to college students may benefit from a lifetime of business.
Use data analysis to staunch the outward flow of credit card business.
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Prepaid Card Disclosures Coming Soon

The CFPB is developing a model disclosure form for prepaid cards.
The agency seeks feedback from the public on the possible model disclosures online, and via email, Twitter, and/or Facebook.
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USC Beats Notre Dame—Off the Field

Los Angeles charity garners $10,000 from CUs' wager on the football game.
Two CUs wager on which could generate the most credit card applications.
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'Spotpay' Deepens Ties with Business Members

CUs can offer convenience with the new mobile payments product from Fiserv.
Centra CU in Columbus, Ind., went live with SpotPay in May 2013.
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Credit Cards Rising

CUs are bucking the trend and growing their card portfolios while other lenders are seeing a downturn.
If you haven’t taken a long, hard look at your credit card portfolio lately, now’s the time.
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CSCU's 2013 Solutions Conference

Q&A with CSCU President Bob Hackney

'There’s plenty to be positive about and now’s the time to grow.'
CUs are no longer just hunkering-down and maintaining the status quo, Hackney says.
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Shifting the Liability

Card associations have adopted policies and deadlines that will require merchants and financial institutions to migrate to EMV chip cards.
Important dates to remember regarding EMV migration.
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Court OKs Up-Front Card Fees

But fees are still limited during the first year following account opening.
The original rule regarding the limitation of fees during the first year after an account is opened remains in place and credit unions should continue to comply with it.
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