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Items Tagged with 'credit cards'
Rewards Keep CU Cards ‘Top of Wallet’
As demographics change, consumers’ card reward preferences also shift.
August 6, 2014
Rewards programs are the top driver of which credit card tops a wallet.
Create Card Carrying Members
CUs that provide credit cards to college students may benefit from a lifetime of business.
May 13, 2014
Use data analysis to staunch the outward flow of credit card business.
Prepaid Card Disclosures Coming Soon
The CFPB is developing a model disclosure form for prepaid cards.
May 1, 2014
The agency seeks feedback from the public on the possible model disclosures online, and via email, Twitter, and/or Facebook.
USC Beats Notre Dame—Off the Field
Los Angeles charity garners $10,000 from CUs' wager on the football game.
December 9, 2013
Two CUs wager on which could generate the most credit card applications.
'Spotpay' Deepens Ties with Business Members
CUs can offer convenience with the new mobile payments product from Fiserv.
July 22, 2013
Centra CU in Columbus, Ind., went live with SpotPay in May 2013.
Credit Cards Rising
CUs are bucking the trend and growing their card portfolios while other lenders are seeing a downturn.
June 27, 2013
If you haven’t taken a long, hard look at your credit card portfolio lately, now’s the time.
CSCU's 2013 Solutions Conference
Q&A with CSCU President Bob Hackney
'There’s plenty to be positive about and now’s the time to grow.'
May 1, 2013
CUs are no longer just hunkering-down and maintaining the status quo, Hackney says.
Shifting the Liability
Card associations have adopted policies and deadlines that will require merchants and financial institutions to migrate to EMV chip cards.
March 1, 2013
Important dates to remember regarding EMV migration.
Court OKs Up-Front Card Fees
But fees are still limited during the first year following account opening.
January 13, 2012
The original rule regarding the limitation of fees during the first year after an account is opened remains in place and credit unions should continue to comply with it.
Credit Card Pricing: Navigating a Post-CARD Act Market
New legislation changes the credit card game.
June 17, 2011
Credit unions nationwide face a new, revamped market.
More Articles Tagged with 'credit cards'
Credit Union Magazine
September 2014 digital edition
Membership Growth Strategies
Attention CU Bean Counters: Employee Happiness Adds Up
Money Machine Grabs Shoppers' Attention
Four ‘Must Haves’ for Mobile Pay Technology
When Lightning Strikes
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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