Articles from our Experts in Lending

A Future Without Freddie and Fannie?

June 11, 2014
The fear is that mortgage securitization would be taken over by a handful of very large banks. READ MORE

Get Your 2013 Mortgage Lending Almanac

July 22, 2013
New rules will recast mortgage lending from application to servicing. READ MORE

The Time Is Now for Capital Reform

April 22, 2013
Credit unions want—and need—capital reform. The time is now READ MORE

Earnings Back to ‘Normal’ Range

March 07, 2013
Average net income for credit unions in 2012 will be about 90 basis points of average assets. READ MORE

Housing Is Staging a Comeback

January 06, 2013
Home sales are expected to rise 3% and home prices are expected to rise 2% to 3% in 2013. READ MORE

Employment Picture a Bit Fuzzy

November 01, 2012
There is good and bad news on the economy, says CUNA economist Mike Schenk. READ MORE

Lending Compliance Takes a Detour

November 01, 2012
CUs now can find the lending solution that is right for members. READ MORE

Latest Reports Indicate Slower Recovery

August 20, 2012
While the economic recovery likely will remain on track, CUNA’s economists now expect marginally slower economic growth. READ MORE

The Lifelong Consequences of Student Debt

August 01, 2012
U.S. student debt is about $1 trillion and growing, and defaults are climbing. It’s entirely possible this trend might evolve into a crisis. READ MORE

Three Additional Rules From CFPB

July 20, 2012
The Consumer Financial Protection Bureau addresses mortgage originator standards, high-cost mortgages, and escrow accounts. READ MORE

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