- Social Media Guidelines and Policies
- Top 10 Stories of 2009
The most-read stories on creditunionmagazine.com during 2009.
- Unleash excellence at your CU
Service principles that lead to ongoing member loyalty.
- Tackle health-care costs now
As large-scale health-care reform is debated in Washington, many credit unions are taking a “wait-and-see-approach” with their immediate health plan situations. This is dangerous given continued double-digit increases in group plan premiums for 2010.
- Success Hinges on More Than "Starr" Performers
Cohesive, well-balanced CU teams prevail.
- Heal employees’ minds—and fill your coffers
Mind training has several benefits for employees and employers.
- Re-Energize Your Burned-Out Workforce
Take nine steps to make sure negativity and burnout don’t cause your team to mentally check out.
- Protect the Board's Personal Assets
Common law establishes that directors have fiduciary duties, generally divided into two categories: Care and loyalty.
- People Mergers
Corporate culture changes when two CUs combine.
- What's a 'Disability?'
New ADAAA provisions reinstate a broad scope of protections.
- Real-World Continuity Plans
CUs prepare to put pandemic plans into action.
- Maintain a Learning Mindset
The ultimate goal in the eyes of many business leaders is that their organization would be a learning organization—constantly growing and investing in being creative and innovative to achieve great business results.
- 'Supplementals' Boost Resumes' Appeal
In a tight market, why not go beyond the traditional two-page resume to showcase your background and the kind of deliverables you could bring to a new position?
- Uff Dah: Long Live the 401(k)
A recent Time article claims the 401(k) plan is "a lousy idea, a financial flop, a rotten repository for our retirement reserves.” Uff dah to that.
- Training: Develop a Formal Needs Analysis
A training needs analysis can help determine what employees need to learn to effectively perform their job duties.
- Executive Coaching: Develop Leaders from Within
Executive coaching has become a service many credit union leaders use for professional development. An executive coach is typically an objective observer from outside the organization who can impartially examine the credit union, the roles played by various individuals, and the expectations placed upon them.
- "Monumental" 2010 GAC Ahead
With Congress and the administration pursuing the most active agenda in a generation, the stakes facing credit unions are monumental. Credit union leaders gathering for the Credit Union National Association’s (CUNA) 2010 Governmental Affairs Conference (GAC) will hear from policy makers, speak out on critical issues, and ensure the credit union difference is understood on Capitol Hill. The GAC takes place February 21-25 at the Washington Convention Center, Washington, D.C.
- Internal Controls Thwart Embezzlement
Keep honest people honest by limiting opportunities for dishonesty.
- Make TNA Part of Training
How can credit unions know whether their staff training programs are on the mark? By conducting a training needs analysis (TNA) to determine what employees need to learn to effectively perform their jobs.
- Reconsidering Nonqualified Deferred Compensation? Not So Fast
The economic downturn is causing some credit unions and their executives to reconsider their nonqualified deferred compensation and retirement arrangements. That could be a mistake.
- Community Conference Is for All CUs
CUNA’s Community Credit Union &Growth Conference isn’t just for community credit unions. It’s for every credit union looking to capture membership potential.
- 'Nothing is Impossible'
With more than five decades in the credit union movement, Rita Haynes has faced her share of challenges.
- CU CEOs Delay Retirement
The current recession put a lot of retirement plans on hold, and the retirement plans of credit union CEOs are no exception.
- Embrace the ‘Red-Nosed Revolution’
Your credit union is sprinkled with bright, empowered, innovative people known as Rudolphs (so named after the holiday character Rudolph the Red-Nosed Reindeer) because they can shine the light exactly where the organization needs to go.
- Knowledge Management: Exploit Staff Expertise
Want to preserve your credit union’s intellectual capital? Consider a knowledge management system that captures, centralizes, and stores information to help members find what they need and make employees more efficient.
- How Does Your 401(k) Plan Stack Up?
It used to be that simply offering your employees a 401(k) plan with the basic features was enough. But in the post financial crisis era, it’s important to measure your plan’s success and take appropriate action when needed.
- Save the Smarts
Preserve your CU’s intellectual capital with a knowledge management system.
- Shed Costs With These Technologies
Need to slash costs and boost efficiency? Try these “sure-fire” technologies, advises Jackie Buchanan, executive vice president/chief information officer for $1.3 billion asset Genisys Credit Union, Auburn Hills, Mich., and vice chair of the CUNA Technology Council.
- Reward Star Performers
CUs turn to nonmonetary rewards during times of budgetary restraint.
- When Volunteering Isn't Voluntary
Know the difference between compensable and volunteer time.
- Salary Freeze
Four of 10 CUs plan to forgo raises this year to survive tough economic times.
- Get the Salary Survey Scoop
Nearly 40% of credit unions plan to freeze wages during 2009.
- E-Scan Insights: Human Resources
Learn about pressing human resource issues from CUNA’s E-Scan.
- Savings Interrupted: Warn Staff About Draining 401(k) Plans
Although each individual’s circumstances are different, taking a loan against 401(k) retirement savings carries the same risks for each participant—most notably the financial penalty associated with the loan. However, there are other important reasons why borrowing from a 401(k) plan can be a bad idea.
- Make Negative Work Illusions Disappear
Understanding how magicians create illusions on stage can show us how negative illusions are created at work.
- Get a Grip on Compliance
Say goodbye to compliance worries with tools from two CUNA strategic alliance providers.
- Is Your CU Ready For a Pandemic?
Business continuity plans must address many risks, including H1N1 flu outbreaks.
- Loans & Employees: What To Do When Staff Default
What should a credit union do if an employee defaults on a credit union loan?
- Employment Practices 'Trifecta' Fuels Litigation
Today’s economic realities, a record number of discrimination charges, and recent legislative changes are causing more credit unions to log time in court.
- The 10 Comandments Of Meetings
For some people, the only draw to meetings is the doughnuts.
- Should Big Brother Be Watching?
CUs walk a fine line when disciplining employees for personal behavior.
- He Did What? You're Fired!"
Pay close attention to the Supreme Court’s decision on retaliation.
- Not Business as Usual
CU CEOs deal with low morale from SEG layoffs.
- Look Beyond the Magic 8 Ball
Uncertain times deliver tough HR answers.
- Pay Discrimination Suits: The Door Widens
With pay discrimination, each paycheck is a new filing opportunity.
- Thwart Internal Theft And Fraud
Develop and communicate strong antifraud policies and procedures.
- Disarm the Firing Squad: Nine Ways to Prepare for a Layoff-Heavy 2009
Nine “act-now tips” to neutralize layoff fears and prepare for an uncertain employment future.
- What Do Employees Know About CUs?
What do employees know about credit unions, and how does that influence their member interactions?
- Extreme Makeover: FMLA Edition
Changes aim to ease family and medical leave administration.
- New FMLA Regs Take Hold
Credit unions should be aware the Labor Department published a final rule to update its regulations under the 15-year-old Family and Medical Leave Act.
- Make Staff Reviews Count
Many employees dread performance reviews. But when they're done properly, staff actually like them.
- Think 'Training Camp'
If you plan carefully, CU trainees can learn the drills and have a ball.
- Nine Hiring Hot Topics
- How Recruiters Shed Light on Executives' Character
- Retain Top Talent: Lessons from India and China
- Fear and Loathing at the Water Cooler
| Eight ways to counter employees' recession-related anxiety, aggression, and shame. |
- Don't Underestimate the Negative Impact of Change
| Change may be critical to survival. But taking on too many changes can have a devastating impact on staff. |
- Document Your Training Success
| How do you monitor and evaluate the success of your training efforts? |
- Cultivate Employees' Strengths
| Developing employees' strengths, not trying to improve their weaknesses, dramatically increases efficiency, says author Marcus Buckingham. |
- Keep Talented Young Employees: Part III
| Young professionals can bring a fresh perspective and new energy to the workplace. |
- Keep Talented Young Employees: Part II
| Don’t be stingy with workplace flexibility, variety, and recognition for a job well done. |
- Good Behavior by Decree
| Written standards for employee behavior can motivate employees to create a kinder, gentler—and more prosperous—workplace. |
- Special Report: America's CU Conference
| See what happened at CUNA’s America’s Credit Union Conference in New York City. |
- Welcome, Amigos
| Don’t underestimate the power of a welcome call to new members of Latino descent. |
- Young CU Professionals Seek Respect
| Other priorities for the next generation of CU leaders: work/life balance, opportunities for advancement, openness to new ideas, and fair pay and benefits. |
- Manage Excessive Workplace Anxiety
| Elminating disruptive workplace anxiety requires employees to operate on principles rather than emotions. |
- Beware the Accidental Saboteur
| Three small "sins" that undermine your company in a big way. |
- Recruit the Best With Compensation: 12 Tips
| How can CUs use compensation to strengthen and sustain their talent pool? |
- Hire for the Best Results
| When was the last time you made a real change to your hiring process? |
- Benefit Prefunding May Offset Costs
| Recent NCUA regulations allow FCUs to prefund future benefit obligations using normally nonpermissable investment vehicles. |
- Judy McCartney on Leadership
| A new life chapter awaits Judy McCartney, president/CEO of Orange County's CU, as she retires Jan. 1, 2008. |
- Ho, Ho, D'oh! Watch Your Holiday Behavior
| The holidays are full of etiquette landmines. Learn how to survive unscathed during your CU's holiday party and other functions. |
- Develop Leadership, Not Leaders
| Leaders come and go. Build an organizational culture of excellence that survives when key leaders leave. |
- Scenes from CUNA's Community CU Conference
| See what transpired during CUNA's first-annual Community Credit Union Conference. |
- Snapshot: Benefits Costs Outpace Inflation
| How do your benefit expenses compare to that of other CUs? |
- Seven Steps to Better Business Planning
| Changing business priorities and operational challenges require a flexible approach to strategic planning. |
- Talk is Cheaper When it Comes to Benefit Costs
| Want to keep benefit costs in check? Talk to staff about which benefits work and which don’t. |
- Twelve Steps to Staff Loyalty
| You don’t have to pay employees huge salaries to earn their loyalty. |
- Video: Unleash Greatness in Yourself and Others
| Unleash your greatness by thinking bigger about what you’re doing, says author and speaker Rick Olson. |
- Seven Ways to Head Off Staff Performance Issues
| It’s far better to help "below standard" employees improve before you get to the firing stage. |
- Videos: CU Leadership Lessons
| Why will creative types rule the future? What can CU leaders learn from Abraham Lincoln? Two noted authors address these questions and more. |
- Why do CUs Fail?
| Fewer assets and a low return on assets increase the likelihood of credit union failure, a study suggests. |
- Kathryn Biddle Talks Training
| TopLine FCU's new training manager shares her thoughts on what makes training top-notch. |
- Leadership Lessons From Doris and Dan
| Creative, right-brain types will rule the future, says Daniel Pink. And today’s leaders have much learn from Abraham Lincoln, says Doris Kearns Goodwin. Listen to these noted authors discuss lessons for CU leaders. |
- Relax, Regroup, Recharge
| Making the case for workplace wellness isn't difficult. From fitness rooms to day-care centers to decor, CU facilities that factor in employee needs can retain staff and boost morale. |
- Use Human Resources to Create a Competitive Advantage
| The looming labor shortage means credit unions must maximize employees’ contributions. |
- Eight Ways to Help Employees Get Fit, Healthy, and Grateful
| Helping employees lose weight keeps health insurance costs in check, boosts productivity--and builds goodwill. |
- The Importance of a Good Mission Statement
| A mission statement functions as a litmus test for all decisions a company makes. |
- Thirteen Habits Every Manager Should Develop
| Want to be a better manager? Develop these 13 useful habits. |
- Health-Care Costs a Weighty Issue
| Americans' weight is rising as fast as corporate health-care costs. Help employees with the former and you’ll improve the latter. |
- Why Don't You Target the Hispanic Market?
| Some CUs don’t target the Hispanic market due to a lack of corporate commitment, budget restrictions, and resistance to the magnitude of the undertaking. Learn eight steps to overcome these issues. |
- The Case for CU Innovation (Part II)
| Encourage innovation at your credit union by recognizing and rewarding it. |
- What Makes Companies Thrive? Eleven Myth-Shattering Findings
| Oft-cited sources of competitive advantage have little or no impact on consistent, organic growth. |
- Spotlight: Kern FCU CEO DeAnn Straub
| DeAnn Straub faced this realization after a CU embezzlement: The person who might steal from you often is the last one you'd suspect. |
- Be a Good Boss: Six Tips
| The toll bad bosses take on people and organizations is immeasurable in terms of dollars and morale. Follow six steps to be the best boss possible. |
- How Can CUs Foster Innovation? Part I
| NACUSO President Tom Davis rates credit unions’ overall level of innovation as “relatively low to moderate.” He advises focusing on strategy, not business function. |
- Seminar Helps Staff Cope With Robbery
| Learn how to prepare and protect your staff in case your credit union is robbed. |
- Staff Recruiting: Learn From the Best
| The University of Oregon named Oregon Community Credit Union’s Cheryl Collins its recruiter of the year. See how she convinces the university’s best and brightest to start credit union careers. |
- Focus Employees' Efforts on What Truly Matters
| Close the gap between strategy and execution. Focus employee action properly, and give them the information they need to make better, timelier decisions. |
- Changing Faces on the Teller Line
| It's not news that tellers often leave their jobs on the front line for positions with more prestige and pay. What is news: strategies credit unions use to reduce teller turnover, in some cases more than 50%. One credit union executive estimates turnover costs $2,000 per departing teller for training, recruiting, testing, and other requirements. |
- Business Execution Round-up: Seven Companies to Learn From
| Many major companies experienced dramatic failures and successes in 2006. Here's a year-end round-up of firms whose actions ran the gamut from brilliant move to "what were they thinking?" |
- Fire People the Right Way: 10 Tips
| "You're fired" can be the toughest words a manager ever says. Make an awkward situation easier to handle. |
- Help Employees Get Healthy Without Getting Fired
| Present your employee wellness program as an all-inclusive initiative that doesn't single out a particular person or group. |
- Hire the Right People: Eight Tips
| Poor performers can destroy your culture and, ultimately, your workplace. Learn how to screen out the wrong people during the interview process. |
- Know Stress to No Stress: 10 Tips
- Workplace ID Theft: Curbing the Latest HR Headache
- A Q&A With Cutter
- CEO Leads With Integrity
- Conference Explores Gen Y Financial Needs
- Training: No Suitcase Required
- International Partnerships Create Worldwide Impact
- CUs Do a World of Good
- Video: Drive Through a Bolivian "Bloqueo"
- How to Break the Negative Staff Retention Cycle
- More Companies Turn to Strategic Workforce Planning
- New Xerox FCU CEO Embraces Collaboration
- Great Sales and Service are Music to His Ears
- Think Strategically or Die
- CEO Raises the Bar at Work, Home
- International CU Day Resources
- Serve Hispanic Members The Right Way
- Scope Out CEO Search Services
- Ten Tips For Negotiating Workplace Conflicts
- A Great Leader And The Great Wall
- WOCCU World CU Conference
- The Art Of Business Execution
- Protect Your Workplace From ID Theft: 13 Steps
- Every Immigrant Is A Hero
- Moving In, Reaching Out
- Council Releases New White Papers
- 'Best Employer' Offers 'Babies In The Workplace'
- Growth Hasn't Changed America's First's Mission
- Top Talent Is A Top Priority
- Support Reservists: Tips for Employers
- CEO's Life Is One Big Adventure
- What's Your Biggest Training Challenge?
- AmeriCU Honors Youths, Employees
- Self-Service HR Cuts Costs, Improves Efficiency
- Mimi Lieb: The Ultimate Team Player
- Innovation Expert To Lead NACUSO Conference
- Check Out CUNA's May Educational Offerings
- Hurricane Katrina: The Aftermath
- Don't Let E-Mail Steal Your Time: Six Tips
- Bruce Beaudette: 'Carry Your Share Of The Advocacy Load'
- Short-Term Favor Becomes Lifelong Commitment
- Take Your CU To The Next Level
- Rainy-Day Leadership: Build An Emotional Account With Employees
- Lessons From A CUSO Leader
- School Is In Session In March
- The Right Stuff: Build A Perfect Team
- Dias Keeps OnPoint On Target
- The Finer Points Of HSA Reporting
- What Do Employees Want? Find Out With Rounding
- 'Shy' Executive Honored For Leadership
- Her Enthusiasm Is Contagious
- CUNA Salary Survey: 2005 Base Pay Increases Average Less Than 4%
- Mature Workers Can Ease Expected Labor Shortages
- Security, Innovation Top This CEO's Agenda
- How Much Should Your Staff Earn?
- Scenes From Sri Lanka
- Sound Off
- CUs Back Staff In The Military
- CEOs: Avoid These Strategy Mistakes
- Let Accountability Rescue Your CU From Mediocrity
- Gary Irvin Encourages Innovation
- Order Your CEO Compensation Survey Report Today
- Financial Partners CU Embraces Alternative Healthcare Benefits
- David DiCosola: Already A Major Leaguer
- Future Forum Offers Customized Breakout Sessions
- What's Your Leadership Philosophy?
- Sandy Lingerfelt: No Time To Loaf Around
- Does Your CU Stink? Look At Your Training
- Mary Madden: A High-Energy Leader
- Kirk Kordeleski: A Hard-Working Art Collector
- Supercharge Innovation At Your CU
- 12 Rules For Effective Employee Incentives
- How Does Your Salary Stack Up?
- Performance Measurement Tools Make Appraisals Meaningful
- Family, Health, Work Top CU CEOs' New Year's Resolutions