Articles by Lora Bray

The Great Recession: Still on Shaky Ground?

The recession may be over, but many consumers have yet to find solid financial ground.
How can you help members find financial highs while confronting recessionary tremors underfoot?
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Lollipops, Dog Biscuits, and the Evolving Branch

Back in the day, everyone was happy visiting the branch—‘even the dog left the CU with his tail wagging.’
Expect the traditional branch to shift to assisted self-service.
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Our Employment Situation: What Is America Singing?

The employment picture is improving overall, but it remains fuzzy for young workers.
‘Job prospects for young high school and college graduates remain dim.’
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Housing: Residence or Investment?

Home prices have been rising for 28 consecutive months.
Americans favor real estate as the best long-term investment.
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Bridge the Trust Gap

How does your CU instill and maintain consumer trust?
Converting disengaged customers into fully engaged customers could open up billions in deposits and investable assets.
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Digital Disruption: Bust or Blockbuster?

Transforming member relationships can be both good—and risky.
The digital transformation is changing how financial institutions interact and serve consumers.
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Student Loan Debt Inhibits American Dream for Many

Pursuit of the American Dream—and higher education—often carries a big price tag.
Student debt prevents many young adults from achieving financial goals, such as buying homes.
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Help Members Conquer Their Financial Fears

Inertia keeps many people from moving their money to more affordable providers.
Retirement remains Americans’ top financial worry. 
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#CUYouthWeek

Help Kids Brush Up on Finances

When young people know the financial planning drill, they make better choices.
Tooth Fairy offers chance to teach children about smart money habits.
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Your Job Is a Work of Art

Effective leaders challenge the status quo.
‘Curiosity serves as a trigger for innovation and invention.’
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