Articles by Lora Bray

What a character!

Are you meeting members’ expectations?
Lora Bray
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Your CU makes an impression on members with its attitudes, knowledge, outreach, expertise, and reputation.
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The View from Three-and-One-Half-Inch Heels

Does your CU think outside the shoe box?
Lora Bray
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Don’t let your CU miss the opportunity to challenge members’ and the public’s expectations of what you have to offer.
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Lora's Research Roundup

Rich in Thanks

Research reveals consumer plans for holiday spending and disparities in household income.
Lora Bray
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Despite pervasive economic unpleasantness, we still have much to be thankful for this holiday week.
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Lora's Research Roundup

Won’t You Be My Neighbor?

Keeping up with the Joneses is less of an issue these days.
Lora Bray
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Financial trends reveal neighborhood changes with increased income disparity and new family lifestyle choices.
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Lora's Research Roundup

I Like Dreamin'

Some of these research findings will keep you awake at night.
Lora Bray
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Is the American dream turning into a nightmare?
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Tricks or Treats?

Research this week scares up retirement planning, job growth, and spooky health-care concerns.
Lora Bray
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Halloween week research fills your plastic pumpkin with treats in retirement planning, tricks in unemployment, health-care trends for your mummy, and a final scary thought...
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The Wheels on the Bus Go ‘Round and ‘Round…

"All aboard" for a look at small business and student lending trends
Lora Bray
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We’ll take a spin through more recession takeaways, fly over some employer trends, chug through some fraudulent facts, and cruise by the latest retail news...
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Let's Play Ball!

Family income and educational background largely determine which kids succeed and which strike out.
Lora Bray
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On deck this week: The interrelation of productivity, wages, and marriage—as seen through the lens of major league baseball.
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Checking Fees, Housing and Retirement…Oh, My!

Research trends reveal employment woes and related challenges for the consumer.
Lora Bray
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This week's Roundup examines fees, employment news, consumer spending reports, retirement considerations, housing, and more.
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Higher Education, Income No Guarantee Against Bankruptcy

Consumer bankruptcy filings among college educated, high-income earners is on the rise.
Lora Bray
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Institute for Financial Literacy releases annual consumer bankruptcy report... plus more research findings.
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