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Articles by Lora Bray
Collaborate for the Common Good
Successful collaborations make our jobs easier and more rewarding.
March 1, 2012
Common goals help CUs create efficiencies.
Don't Sit Under the Apple Tree
Readiness for the unexpected must be a 'core' competency.
February 20, 2012
A bird’s eye view of the international economic crisis.
'The Gal With a Touch of Sin Walks In'
You surely got trouble if you aren’t networking.
February 13, 2012
Networking is critical for good business relations, strong member interaction, and community involvement—no matter what the definition of “community.”
Ready for Takeoff
The plane truth about dealing with adversity and other issues.
February 6, 2012
Consider your disaster plan. If service is disrupted to your membership, will they ‘feel the love?
Pickin' and Grinnin'
Every position has unpleasant tasks, but they enhance the pleasant, rewarding facets of our jobs
January 30, 2012
This week's roundup offers some leadership nuggets and thoughts on what the sluggish economy means for members.
Go Granny, Go!
CUs must commit themselves to perpetual adaptation to remain relevant to members.
January 23, 2012
Health-care expenses, restricted small business financing, and other issues continue to challenge consumers.
Wandering in Wonderland?
The answers we seek aren’t always obvious—nor are the questions we need to ask.
January 9, 2012
This week’s roundup examines the world economy, income inequality, the ongoing health-care debate, and other issues of the day.
Risk Averse in a Bathing Suit
Don't let aversion to risk sink your CU.
January 2, 2012
Are your practices “tried and true” or “tried and tired?”
Water, Water Everywhere
How is a flood of retirement issues and the changing American family affecting your members?
December 19, 2011
Focus on communication, collaboration, and mutual understanding to meet members’ needs.
Shall We Dance?
Forging member relationships with a personal touch isn't always a cakewalk
December 19, 2011
How will you keep foreclosures, delinquencies, and a poor job outlook from doing a number on your CU?
Credit Union Magazine
September 2014 digital edition
Leadership Q&A: Brandon Michaels
Set Up New Hires for Success: Seven Steps
Guide Members to Financial Health
Transforming the Branch Manager
Make Your Advertising Count
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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