Articles by Lora Bray

Seeking Good Fortune

Millennials worry about unemployment while baby boomers fear they won’t be able to pay off debts.
Lora Bray
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One-third of Americans worry about money all the time.
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Illuminate the Frequency of Fraud

ID theft affects 19 people each minute.
Lora Bray
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There were more than 13.7 million unauthorized credit card transactions in 2012.
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When Lightning Strikes

Help members weather the storm of security breaches.
Lora Bray
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Only 28% of identity theft cases involve credit or financial fraud.
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‘Send Gum, Mom!’

Financial issues are one of the top reasons students drop out of college.
Lora Bray
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Research indicates young adults need CUs’ help in selecting financial products and planning.
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The Fruits of Our Labor

Employment is about much more than money; it equates to lifestyle choices and opportunities.
Lora Bray
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Research indicates a return of worker confidence.
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Boomers Are a Booming Business

How can you provide financial strength and opportunity for your boomer members?
Lora Bray
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‘Marketers are overlooking one of the biggest goldmines for disposable income: the baby boomer generation.’
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Ups and Downs in Homeownership

The housing industry is improving, but many young adults are delaying their first home purchase.
Lora Bray
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Lenders, feeling constrained by costs and regulations, may be applying more conservative lending standards.
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Where Does it All Go?

The thrill of payday is short-lived for many consumers.
Lora Bray
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Help members find opportunities to learn, save, and invest.
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Winging It

Plan to fly high with employee retention efforts.
Lora Bray
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Efficiency is critical to survival.
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Soak up the Sun, Sing in the Rain

Help members save for a rainy day.
Lora Bray
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Roughly one-fourth of consumers have no rainy-day fund.
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