Articles by Lora Bray

Fewer Consumers Are Late for an Important Date

Loan delinquency rates are down across the board.
Consumer debt levels are becoming more manageable.
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Women: Why Wait and Wonder?

Don’t let dreams be a substitute for informed actions promoting financial success.
Women want simplicity, good intentions, and strong ethics from the financial sector. 
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Illuminate the Frequency of Fraud

ID theft affects 19 people each minute.
There were more than 13.7 million unauthorized credit card transactions in 2012.
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Of Ants and Grasshoppers

Knowledge of spending trends and financial challenges will help retirees consider their options.
Aesop’s fable imparts a valuable lesson for consumers making retirement plans.
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Seeking Good Fortune

Millennials worry about unemployment while baby boomers fear they won’t be able to pay off debts.
One-third of Americans worry about money all the time.
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When Lightning Strikes

Help members weather the storm of security breaches.
Only 28% of identity theft cases involve credit or financial fraud.
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‘Send Gum, Mom!’

Financial issues are one of the top reasons students drop out of college.
Research indicates young adults need CUs’ help in selecting financial products and planning.
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The Fruits of Our Labor

Employment is about much more than money; it equates to lifestyle choices and opportunities.
Research indicates a return of worker confidence.
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Boomers Are a Booming Business

How can you provide financial strength and opportunity for your boomer members?
‘Marketers are overlooking one of the biggest goldmines for disposable income: the baby boomer generation.’
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Ups and Downs in Homeownership

The housing industry is improving, but many young adults are delaying their first home purchase.
Lenders, feeling constrained by costs and regulations, may be applying more conservative lending standards.
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Credit Union Magazine

Credit Union Magazine

October 2014

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