Articles by Andrea Stritzke

When ‘Free’ Means Free

Regs spell out when you can—and can’t—advertise accounts as free.
Andrea Stritzke
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Since the Federal Reserve issued its final rules on interchange fees, some financial institutions have eliminated free checking to recoup lost income.
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The Cost of Compliance

An adequate compliance budget will give your CU peace of mind.
Andrea Stritzke
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Credit unions can't ignore the cost of compliance and the need to budget for it.
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Draft a Compliance QB

Every CU compliance program needs two elements: a quarterback and a game plan.
Andrea Stritzke
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Create and implement a compliance game plan.
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Ready for July 21?

Several Dodd-Frank provisions go into effect this month.
Andrea Stritzke
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July 21, 2011, is a significant date for all credit union compliance staff. Why?
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Educate Staff on SCRA Provisions

The Servicemembers Civil Relief Act policies should address four key points.
Andrea Stritzke
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Develop detailed procedures to assist staff in handling questions about the Servicemembers Civil Relief Act.
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It's Time for Spring Cleaning

Identify in your policies how long you’ll keep certain documents.
Andrea Stritzke
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Identify in your policies how long you'll keep certain documents.
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Compliance Trouble Spots Could be Behind You

Revisit old regs as you comply with new ones.
Andrea Stritzke
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If you don’t conduct a compliance review, you could quickly be out of compliance.
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No Reg Relief in Sight

Complying with new and existing regs continues to burden CUs.
Andrea Stritzke
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CUs' compliance load just keeps getting heavier.
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Fed Provides CARD Act Clarification

Does changing from a nonvariable rate to a variable rate trigger the duty to review the account?
Andrea Stritzke
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The Fed recently provided another proposal related to the CARD Act. But this one is actually helpful.
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