Articles by Bill Merrick

Looking for a Lending Rebound

Members are paying down debt at unprecedented rates, wreaking havoc on CU loan portfolios.
March 31, 2011
Take advantage of the few opportunities today's economy offers, including low rates and refinancing opportunities.
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Eight Tenets of Successful Business Development

Challenging times demand creative strategies.
March 28, 2011
Who's responsible for business development? Everyone at the CU.
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Dare, Do, Dream

How to innovate like a Pixarian.
March 25, 2011
John Lasseter faced a Herculean task as he embarked on the production of Toy Story 2: How could he possibly make it as good as the original?
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CUs Could Face $1.5 Billion Interchange Hit

League president urges CUs to get involved in the interchange fight.
March 21, 2011
At issue is Section 1075 of the Dodd-Frank Act, the Interchange Amendment, which lacks any enforcement mechanism to protect small issuers such as CUs.
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Want Market Share? Build ‘Mind Share’

CUs have a great story to tell.
March 21, 2011
It’s more important than ever for CU brands to capture members’ heads, hearts, trust, and loyalty.
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CUs Should Embrace Their ‘Bags Fly Free’ Moment

The time is right for CUs to grow market share.
March 18, 2011
Former beer monolith Anheuser-Busch's takeover by a Belgian beer company serves as a cautionary tale for CUs.
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Here’s a Bright Loan Idea

SACU unveils solar home improvement loan program.
February 24, 2011
Harnessing the sun's power to reduce energy expenses has become affordable for many Texans thanks to SACU's solar home improvement loan program.
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'It's More Than the Core'

Keep member disruptions to a minimum during core conversions.
February 1, 2011
The core is more than just the system that tracks transactions. It touches all delivery channels.
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'New System Under Construction'

Core conversions require top-notch communication and planning.
January 21, 2011
Core conversion success depends on the combined efforts of the CU and the conversion team.
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‘No Such Thing’ as an Easy Core Conversion

If you let things slide, you risk ‘having a wave come over your head.’
January 3, 2011
Keys to conversion success including staying on course, communicating regularly to employees—and trying to make the process fun.
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