Articles by Patrick Totty
Tools keep CUs from sacrificing future margins for higher yields today.
June 2, 2011
ALM involves constant planning for possible future scenarios.Read More
Globalization and electronic fraud heighten risks for CUs.
April 21, 2011
CUs are in the business of managing risk. Whether dealing with lending, investments, or liquidity, managing risk requires a careful and calculated approach.Read More
Compliance solutions help CUs swim instead of sink.
March 15, 2011
Compliance requirements will cost U.S. financial institutions $30 billion through 2012.Read More
Tumult in the mortgage market creates opportunities for stable CUs.
February 21, 2011
Vendors see mortgage opportunities for CUs--ones the big banks and mortgage brokers let slip away.Read More
Failing to capture baby boomers' retirement assets could deal a big blow to CUs.
February 1, 2011
Failing to capture baby boomers' retirement assets could deal a big blow to CUs.Read More
Business continuity requires a broader definition of 'disaster.'
December 13, 2010
The term "business continuity" equates to "disaster avoidance."Read More
Offer something unique that inspires members to buy CU gift cards.
December 1, 2010
Promote gift cards to SEGs to use as bonuses or spot awards.Read More
CUs cash in on gift cards’ convenience and contemporary designs.
December 1, 2010
CUs cash in on gift cards by using offerings and insights from CU-oriented vendors.Read More
Regulators are coming down on CUs that don't do thorough ALM.
November 26, 2010
For most credit unions, asset/liability management (ALM) has been a “get in line” topic: Get in line behind security, marketing, loan origination and tracking, member relationships, and a host of other pressing matters.Read More