Articles by Patrick Totty

Tools of the Trade

Member Databases a ‘Gold Mine’

Mining member records helps CUs unearth a treasure trove of data.
Patrick Totty
No Comments
Too many CUs either fail to segment or use obsolete segmentation schemes.
Read More

Mobile Providers Tackle Security Concerns

Some mobile banking security fears are based on the unknown.
Patrick Totty
No Comments
Mobile security is an integral part of any security discussion.
Read More

Repo Man Goes High-Tech

Auto remarketers handle all aspects of the repossession process.
Patrick Totty
No Comments
Auto repossessions are as American as apple pie, reaching nearly three million during the depths of the Great Recession.
Read More

Executive Compensation: Waiting for a Rebound

Expect smaller pay increases, fewer incentives.
Patrick Totty
No Comments
When compensation does rebound, CU executives can expect greater regulatory accountability.
Read More

Beware the Inside Job

Core processors warn CUs about the threat of internal fraud.
Patrick Totty
No Comments
Core processors are well aware of the need for security against fraud and theft—whether committed by employees, members, or outside scammers.
Read More

CUs Search for Hire Power

Reduce employee turnover by finding the best people and getting the most out of them.
Patrick Totty
No Comments
HR tools help CUs find and keep qualified staff.
Read More

Check 21: Image Is Everything

The latest in capture technology gives CUs entrée into new markets.
Patrick Totty
No Comments
Even though the volume of checks written gradually declines each year, CUs should continue to invest in check-capture technologies that automate item processing and lower costs.
Read More

Get a Charge Out of Your Cards

Boost credit card success by controlling expenses, embracing rewards.
Patrick Totty
No Comments
Credit card profitability is surprisingly robust for many CUs.
Read More

ALM Helps CUs Tough It Out

Tools keep CUs from sacrificing future margins for higher yields today.
Patrick Totty
No Comments
ALM involves constant planning for possible future scenarios.
Read More

Leave No Risk Unchecked

Globalization and electronic fraud heighten risks for CUs.
Patrick Totty
No Comments
CUs are in the business of managing risk. Whether dealing with lending, investments, or liquidity, managing risk requires a careful and calculated approach.
Read More

What's Popular

Popular Stories

Recent Discussion

Your Say: Should CUs Impose Age Limits for Directors?

View Results Poll Archive