Articles by Patrick Totty

When compensation does rebound, CU executives can expect greater regulatory accountability.

Core processors are well aware of the need for security against fraud and theft—whether committed by employees, members, or outside scammers.

HR tools help CUs find and keep qualified staff.

Even though the volume of checks written gradually declines each year, CUs should continue to invest in check-capture technologies that automate item processing and lower costs.

Credit card profitability is surprisingly robust for many CUs.

ALM involves constant planning for possible future scenarios.

CUs are in the business of managing risk. Whether dealing with lending, investments, or liquidity, managing risk requires a careful and calculated approach.

Compliance requirements will cost U.S. financial institutions $30 billion through 2012.

Vendors see mortgage opportunities for CUs--ones the big banks and mortgage brokers let slip away.

Failing to capture baby boomers' retirement assets could deal a big blow to CUs.