Articles by Patrick Totty
New- and used-auto loans account for the bulk of CU loan growth.
July 14, 2014
If you're taking stock of where CUs are doing their heaviest lending, look no further than auto loans.Read More
As demographics change, consumers’ card reward preferences also shift.
July 1, 2014
Rewards programs are the top driver of which credit card tops a wallet, says Annie Cox, director of loyalty solutions at PSCU.Read More
Embrace new tools and technologies—notably mobile financial services.
June 1, 2014
Succeeding in lending requires credit unions to embrace new tools and technologies—notably mobile financial services.Read More
Malware, social engineering keep fraud prevention on the front burner.
May 3, 2014
'Educate your staff and members. The more alert eyes and ears, the better.'Read More
CUs must respond by acquiring new mobile technology security.
May 1, 2014
The ubiquity of smartphones and laptops creates a complex problem: internal fraud by employees.Read More
Make the right offers to the right members at the right time.
April 8, 2014
Revenue from insurance sales is the 'gift that keeps on giving.'Read More
Business intelligence services help CUs turn data into action.
March 19, 2014
CUs have an immense amount of data, but need to know how to use it.Read More
The ubiquity of mobile devices has created three primary security concerns.
February 6, 2014
The ubiquity of mobile devices has created three primary security concerns.Read More
Participation in the technology standardization initiative has surged in the past year.
December 1, 2013
The group has completed two major specification releases and is working on a third—its Personal Finance Management Specification.Read More