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Articles by Rudy Pereira

Council Corner

Exploring a Payments Strategy

Payments will continue to evolve for CUs.
April 8, 2013
Rudy Pereira
No Comments
The days of relying on a steady income stream from debit card interchange fees are fading.
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Back-stage innovation

 ‘Back-Stage’ Innovation

Don’t overlook process innovation in the quest for process improvement.
July 17, 2012
Rudy Pereira
One Comment
There’s a difference between improvement and innovation. Improvement is an ongoing act of making something better. Innovation is an ongoing process involving an orderly, organized, and continuous activity that commercializes ideas.
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Long Live the CIO

Rates of technology adoption and diffusion are accelerating.
July 17, 2011
Rudy Pereira
No Comments
It’s clear IT professionals are increasingly feeling pressure as their role evolves.
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What Skills Will IT Staff Need Most in the Future?

Technologists need a blend of hard and soft skills to climb the corporate ladder.
September 20, 2010
Rudy Pereira
No Comments
Learning and knowing Web development tools, HTML, and Javascript will help IT staff and their CUs succeed.
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Embrace a Culture of Continuous Improvement

Continuous process improvement is one of the most important ways operations and technology can support the CU.
September 13, 2010
Rudy Pereira
No Comments
Reduce costs and improve quality by implementing a Six Sigma program.
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May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Scenes from the 19th Annual CUNA CFO Council Conference

Gladwell: CUs are David to Banks’ Goliath

Survey Says: Americans Lack Credit Score Knowledge

Warren Morrow Named 2013 CU Hero of the Year

The ABCs of APT

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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