Articles by Bill Hampel

Loosening the Purse Strings

CUNA’s economists forecast loan growth of 2% this year and 5% next year.
The recent pause in economic growth has caused many to wonder whether the economy might be headed for a double-dip recession.
Read More

Net Income Will Gain Momentum

Net income should be 60 bp of average assets this year and 70 bp next year.
You might be surprised by CUNA’s economic forecasts for 2011 and 2012.
Read More

On the Mend

Word of the economic recovery is spreading.
Growing signs point to a strengthening recovery in 2011.
Read More

Assessments Less Onerous for CUs Than Banks

CUs likely will pay about one-third less than banks over the next 11 years.
NCUA assessments are expected to total 90 bp of insured shares by 2021 vs. 144 bp for banks, a CUNA white paper reports.
Read More

Today’s ‘Deborrowing’ Consumers

This might be the first year since 1980 that CU loans outstanding declined during the year.
The extent of consumers' deleveraging has surprised economists.
Read More

A Tale of Two Insurance Funds: NCUSIF vs. FDIC

Costs will be 60% greater to replenish bank fund than for NCUSIF.
There's a good chance the ultimate remaining cost will be closer to $5 billion than $8 billion, although this won’t be known until late in the remaining 11-year life of the stabilization program.
Read More

A Tale of Two Funds

What will future losses at NCUSIF and FDIC look like?
Future deposit insurance premiums are uncertain, both for institutions insured by the National Credit Union Share Insurance Fund and by the Federal Deposit Insurance Corp.
Read More

Time to Rethink Mortgages

CUs originated, and sold, record volumes of first mortgages in 2009.

Forecasting the 2010 NCUSIF Premium

The premium, assessed later this year, likely will be 6 bp to 10 bp.
Read More
Credit Union Magazine

Credit Union Magazine

October 2014

What's Popular

Popular Stories

Recent Discussion

Your Say: Does Your CU Offer Subprime Loans?

View Results Poll Archive