Articles by Bill Hampel
Pending bill provides glimpse into the possible future of mortgage securitization.
June 11, 2014
The fear is that mortgage securitization would be taken over by a handful of very large banks.Read More
Economists recently updated their 2014 economic forecasts—and the news is good for CUs.
March 1, 2014
Bill Hampel, CUNA’s chief economist, discusses what’s behind the positive forecast.Read More
CUNA's chief economist gives his take on the budget standoff and the prospects for deficit reduction.
December 12, 2013
The federal government shutdown and budget debacle this fall led to a near miss for the U.S. and world economies.Read More
A corporate stabilization assessment might be unnecessary next year.
September 1, 2013
The good news is that the assessment is on the low end of the projected range of 8 bp to 11 bp.Read More
The light at the end of the tunnel, however, is probably a few years away.
June 11, 2013
The 2012 financial statements for the Temporary Corporate Stabilization Fund provide some sobering but promising information.
ROA should reach 90 bp this year, but small CUs continue to struggle.
March 7, 2013
Average net income for credit unions in 2012 will be about 90 basis points of average assets.Read More
If Congress doesn’t act, current provisions would take $600 billion out of the economy.
November 11, 2012
The aftermath of last year’s debt ceiling impasse in Congress will be $100 billion in automatic spending cuts.Read More
The economy takes two steps forward and one step back.
July 1, 2012
There is concern that the economy will stall in mid-2012 as it did the previous two years, at least in terms of job growth.Read More
By any measure, Bank Transfer Day has had a notable effect on membership growth.
April 1, 2012
As large banks announced dramatic fee increases on debit card accounts, a social media-inspired call to consumers to transfer accounts from large banks to CUs drew significant attention.Read More
This could be the beginning of Bank Transfer Season.
January 2, 2012
The effects of Bank Transfer Day are likely to be long-lived for credit unions in a very positive way, if we can take advantage of it.Read More