Articles by Bill Hampel
ROA should reach 90 bp this year, but small CUs continue to struggle.
March 7, 2013
Average net income for credit unions in 2012 will be about 90 basis points of average assets.Read More
If Congress doesn’t act, current provisions would take $600 billion out of the economy.
November 11, 2012
The aftermath of last year’s debt ceiling impasse in Congress will be $100 billion in automatic spending cuts.Read More
The economy takes two steps forward and one step back.
July 1, 2012
There is concern that the economy will stall in mid-2012 as it did the previous two years, at least in terms of job growth.Read More
By any measure, Bank Transfer Day has had a notable effect on membership growth.
April 1, 2012
As large banks announced dramatic fee increases on debit card accounts, a social media-inspired call to consumers to transfer accounts from large banks to CUs drew significant attention.Read More
This could be the beginning of Bank Transfer Season.
January 2, 2012
The effects of Bank Transfer Day are likely to be long-lived for credit unions in a very positive way, if we can take advantage of it.Read More
CUNA’s economists forecast loan growth of 2% this year and 5% next year.
August 22, 2011
The recent pause in economic growth has caused many to wonder whether the economy might be headed for a double-dip recession.Read More
Net income should be 60 bp of average assets this year and 70 bp next year.
June 2, 2011
You might be surprised by CUNA’s economic forecasts for 2011 and 2012.Read More
Word of the economic recovery is spreading.
January 31, 2011
Growing signs point to a strengthening recovery in 2011.Read More
CUs likely will pay about one-third less than banks over the next 11 years.
November 30, 2010
NCUA assessments are expected to total 90 bp of insured shares by 2021 vs. 144 bp for banks, a CUNA white paper reports.Read More
This might be the first year since 1980 that CU loans outstanding declined during the year.
November 1, 2010
The extent of consumers' deleveraging has surprised economists.Read More