Articles by James Collins

The Experts Likely Overlooked These #10TechTrends

The future's very 'cloudy' but it appears Google Glass and MyFI are here to stay.
Here are some hot technology trends that many tech observers might have overlooked.
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Branching Out

The Future of Small CUs

Their viability depends on how well they exploit niches and meet members’ needs.
Is the end of the small CU near?
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The Force Is Strong With This One

The payments value chain might be more vulnerable to a judge than to disruptive technology.
What happens if a Jedi judge, with the stroke of an 18th-century quill, does what tech companies have been trying in vain to do for the past three years?
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A Closer Look at Payday Loans

Never underestimate the tenacity of a consumer who wants something.
Yes, payday loans are horrible, but research shows they meet a need.
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How to Get More Core Competition

Consolidation among core processors isn’t ideal, but neither are the alternatives.
What would happen if the top companies in the U.S. could be lured into building core systems for us?
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The Cloud Can Rain on Your Parade

Cloud computing holds great promise and potential, but it’s not without risk.
Cloud computing is powerful, amazingly inexpensive, and flexible. But there’s one thing it is not: without risk.
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Ten Strategies for Living in the Past

These tongue-in-cheek tactics are your ‘road map to irrelevance.’
If you decide to reject these 10 low-tech strategies, be prepared to kiss your nice empty parking lot goodbye.
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Treat Card Portfolios Like a School Dance

Muster your courage, walk across the gym, and say something witty and romantic.
Too many CUs treat revolving credit like car loans—the proverbial “one and done.”
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My P2P Solution Involves Pen and Paper

It’s not trendy, but the check is still a reliable P2P solution.
You don’t need electricity to write a check.
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The Road to Insurance Can Get Confusing

It ultimately comes down to trust between members, your CU, and your provider.
Is this something credit unions should have in their product and service repertoire? Depends.
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