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small credit unions
ncua rule requires board financial literacy
» James Collins
The Experts Likely Overlooked These #10TechTrends
The future's very 'cloudy' but it appears Google Glass and MyFI are here to stay.
February 1, 2014
Here are some hot technology trends that many tech observers might have overlooked.
The Future of Small CUs
Their viability depends on how well they exploit niches and meet members’ needs.
January 7, 2014
Is the end of the small CU near?
The Force Is Strong With This One
The payments value chain might be more vulnerable to a judge than to disruptive technology.
January 2, 2014
What happens if a Jedi judge, with the stroke of an 18th-century quill, does what tech companies have been trying in vain to do for the past three years?
A Closer Look at Payday Loans
Never underestimate the tenacity of a consumer who wants something.
November 22, 2013
Yes, payday loans are horrible, but research shows they meet a need.
How to Get More Core Competition
Consolidation among core processors isn’t ideal, but neither are the alternatives.
November 1, 2013
What would happen if the top companies in the U.S. could be lured into building core systems for us?
The Cloud Can Rain on Your Parade
Cloud computing holds great promise and potential, but it’s not without risk.
September 23, 2013
Cloud computing is powerful, amazingly inexpensive, and flexible. But there’s one thing it is not: without risk.
Ten Strategies for Living in the Past
These tongue-in-cheek tactics are your ‘road map to irrelevance.’
August 23, 2013
If you decide to reject these 10 low-tech strategies, be prepared to kiss your nice empty parking lot goodbye.
Treat Card Portfolios Like a School Dance
Muster your courage, walk across the gym, and say something witty and romantic.
August 16, 2013
Too many CUs treat revolving credit like car loans—the proverbial “one and done.”
My P2P Solution Involves Pen and Paper
It’s not trendy, but the check is still a reliable P2P solution.
July 15, 2013
You don’t need electricity to write a check.
The Road to Insurance Can Get Confusing
It ultimately comes down to trust between members, your CU, and your provider.
May 26, 2013
Is this something credit unions should have in their product and service repertoire? Depends.
View All Articles by James Collins
Credit Union Magazine
March 2014 digital edition
A New Payments Paradigm
Prepare for the End of Gridlock
Solving the Fannie and Freddie Puzzle
At Freedom First CU, People 'Bank for Good'
Many Consumers Burdened by 'Debito'
Mobile banking has come a long way. But I have to wonder why credit unions are not using their mobile platform for marketing purposes? I've asked many of my clients this question and the answer I hear most often is that their mobile platform provider hasn't developed that functionality yet. Are we missing BIG opportunities here?
This is a great list, but falls short. Consider the myriad of other risks that can bring the credit union to its knees: Technology risks including viruses, trojans, data breaches and other forms of security compromises. People risks, including disgruntled employees, social engineering attempts, social unrest, prison breakout, social media entries that also affect the mentioned reputational risk. Environmental risks, which could include derailed or overturned chemical tankers,blizzards, hurricanes, tornados, sink holes (save the Corvettes!), earthquakes, mudslides, forest fires. Leaders always need to be asking themselves, "What could stop us from performing our mission?" A solid crisis management organization, coupled with a realistic, exercised business continuity plan is vital to ensure continued operations.
Cash America self reported the Ohio collections robo signing incident which was a violation of company policy. An outside investigation was conducted and findings were reported to the state and CFPB. Customers were refunded money due the company before any federal or state action was announced.
This important article managed to engage & inform in a few short minutes. Kudos, CU Magazine!
This is such a great example of credit unions giving back. The key with Complex Community is that they don't just do these acts of kindness just to do them. They are a part of their culture (as you noted). Before starting a similar program, other credit unions should do a deep dive into their culture and then match their program to who they are.
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Say: Who should be Credit Union Magazine's 2014 CU Hero of the Year?
William Armstrong, Northeast Community CU
Dan Morrisey, Queen of Peace Arlington FCU
William Rissel, Fort Knox FCU
Joni Senkpeil, Illinois CU System
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