Articles by Jim Jerving
Award-winning lenders, part VI
Staff training, flexible underwriting help CU serve members with limited resources.
February 6, 2013
‘We’re trained to recognize patterns in a member’s credit history.’Read More
Award-winning lenders, part V
Diversified loan portfolio helps CU boost its 40% loan-to-share ratio.
January 31, 2013
Series of new loan products helps Cooperative Center FCU recover from the recession and deliver on its business objectives.Read More
Award-winning lenders, part IV
Strong common bond keeps delinquencies low despite geographical hurdles.
January 25, 2013
‘Each country is scored by risk and delinquency experience, and the macro-economic outlook.’Read More
Award-winning lenders, part III
Staff view their jobs as if they're running a small business.
January 22, 2013
Incentives, competitive rates, new products, and community partnerships, also grow loan volume.Read More
Award-wining lenders, part II
CU blends lending acumen with a genuine concern for members.
January 16, 2013
Personal contact cements member relationships and provides a foundation for referrals.Read More
CUs have more information than most businesses, but they often fail to capitalize on it.
January 14, 2013
Most loan applications are antiquated and burdensome, mobile expert says.Read More
Award-Winning Lenders, Part I
CU starts its own commercial lending training program to bring staff up to speed.
January 9, 2013
Find the right people, forge strong member relationships—and be safe.Read More
Mobile turns the traditional retail experience on its head.
December 28, 2012
More consumers are defined by their connectivity, which changes how they transact financial business.Read More
Business lending requires strong relationship-building, which favors CUs.
November 30, 2012
Expanding business lending could make CUs significant contributors to the national economic recovery.Read More
CU can’t have separate compliance approaches for different products.
November 21, 2012
Dividing compliance responsibilities among different departments leads to inconsistencies.Read More