Articles by Michael McLain

Confusion Reigns Over Reg Z Changes

Recent rule changes have CUs lost in a Reg Z maze.
A rash of recent Regulation Z mortgage lending changes has heads spinning.
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Rule Requires Mortgage Payment Summary

Rule requires disclosures on how mortgage payments change over time.
Rule requires disclosures on how mortgage payments change over time.
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CARD Act Compliance: The Final Stage

The third phase of the Fed's implementation of the CARD Act.
The third phase of the Fed's implementation of the CARD Act.
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Reg Z and the CARD Act

Change-in-terms, late-fee provisions required clarification.
Sometimes, a literal reading of a particular Regulation Z provision doesn't disclose the full intent or meaning.
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