Articles by Michael McLain

A second interim rule amends Mortgage Disclosure Improvement Act requirements.

Final rule applies to all consumer mortgages secured by the borrower’s principal dwelling, whether the transaction is a closed-end mortgage or a home equity line of credit.

A rash of recent Regulation Z mortgage lending changes has heads spinning.

Rule requires disclosures on how mortgage payments change over time.

The third phase of the Fed's implementation of the CARD Act.

Sometimes, a literal reading of a particular Regulation Z provision doesn't disclose the full intent or meaning.