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Articles by Michael McLain
Fed’s Reg Z final rules affect when CUs must send periodic statements.
September 24, 2011
Some CUs are confused about the 14-day timing requirement for periodic statements.Read More
Final rule addresses preferential rates, floor rates, and consumers’ ability to pay.
July 18, 2011
The Federal Reserve Board issued a Regulation Z final rule in March 2011 clarifying prior rules related to the Credit Card Accountability, Responsibility, and Disclosure Act.Read More
Still more clarification is needed on the Fed’s Reg Z changes.
May 18, 2011
Still more clarification is needed on the Fed's Reg Z changes.Read More
A second interim rule amends the Mortgage Disclosure Improvement Act.
March 25, 2011
A second interim rule amends Mortgage Disclosure Improvement Act requirements.Read More
Mandatory compliance dates begin January 1.
January 10, 2011
Final rule applies to all consumer mortgages secured by the borrower’s principal dwelling, whether the transaction is a closed-end mortgage or a home equity line of credit.Read More
Recent rule changes have CUs lost in a Reg Z maze.
December 21, 2010
A rash of recent Regulation Z mortgage lending changes has heads spinning.Read More
Rule requires disclosures on how mortgage payments change over time.
November 19, 2010
Rule requires disclosures on how mortgage payments change over time.Read More
The third phase of the Fed's implementation of the CARD Act.
October 10, 2010
The third phase of the Fed's implementation of the CARD Act.Read More