Articles by Mike Schenk

Ready for Fed Action?

Regulators are raising red flags over CUs’ long-term asset exposure.
Mike Schenk
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Aggregate CU risk profiles are low and seem manageable.
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Capital Plan Creates Grave Concerns

NCUA’s risk-based capital proposal would require CUs to hold billions more in capital.
Mike Schenk
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‘The clock is ticking: The comment period on this proposal expires May 28.’
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A Tale of Two Movements

The state of the CU movement is vastly improved, but challenges remain, especially for small CUs.
Mike Schenk
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As a group, small CUs face shrinking membership and loan growth.
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An Uneven Recovery

The state of the CU movement is vastly improved, but not all CUs are seeing the same results.
Mike Schenk
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The state of the CU movement is vastly improved, but not all CUs are seeing the same results.
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Economy is ‘Recovering, Not Recovered’

Despite good news regarding CU membership, lending, and earnings, some CUs continue to struggle.
Mike Schenk
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New-auto lending continues to be a bright spot for many CUs.
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Public Debt and GDP

Is the government’s focus on austerity coming at the wrong time?
Mike Schenk
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The pace of U.S. economic growth continues to lag long-run norms.
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The Time Is Now for Capital Reform

CUs need it, regulators support it, and legislation has been introduced.
Mike Schenk
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Credit unions want—and need—capital reform. The time is now
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Housing Is Staging a Comeback

CUs have doubled their share of mortgage originations in less than a decade.
Mike Schenk
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Home sales are expected to rise 3% and home prices are expected to rise 2% to 3% in 2013.
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Employment Picture a Bit Fuzzy

Bureau of Labor Statistics sends mixed signals about labor market health.
Mike Schenk
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There is good and bad news on the economy, says CUNA economist Mike Schenk.
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Latest Reports Indicate Slower Recovery

 It might take a bit longer to dig out of the Great Recession’s very deep trough.
Mike Schenk
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While the economic recovery likely will remain on track, CUNA’s economists now expect marginally slower economic growth.
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