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Articles by Libby Vertz
‘Lost Generation’ Faces New Obstacles
Many young adults face poor job prospects, high student debt levels.
March 8, 2012
CUs can reach young adults by emphasizing their strengths: Financial stability and reasonable rates and fees.
Dashboards Keep Boards Focused
The newest technology in the financial industry will reach CUs soon.
March 1, 2012
The use of online dashboards as management information systems by financial institution board members and executives is increasing.
Passionate About Community
Success comes from forging relationships with members and local communities.
February 3, 2012
The 2011 winners of CUNA’s Community CU of the Year Award have relied on dedication to CU values and community involvement for their success.
America Gets a Makeover
Demographic shifts are transforming the U.S., requiring CUs to connect with a more diverse populace.
January 26, 2012
While the U.S. established its reputation as a melting pot centuries ago, the nation is more diverse today than ever before.
CUs Boast Low Turnover Rates
But that's no reason to be complacent, new CUNA survey says.
January 18, 2012
CUs should monitor staffing to see not only why employees are leaving, but also why they’re staying.
Disrupting the Status Quo
Disrupters take different paths to success.
December 20, 2011
Going against the grain in business can pay off in a big way.
Think Outside the Cube
Filene think-tank participant offers insights on innovation.
November 29, 2011
Innovation requires the willingness to look at things differently and to learn from failure, says Local Government FCU's Michael Spink.
Social Media’s Role in Crisis Management
CU staff must use new technology intelligently to survive in today’s crisis-ridden ‘reputation economy.’
November 22, 2011
Your CU’s reputation isn’t determined only by information you “push” to members. It also depends on their reactions.
‘Focus on Members’
Wegner Award winner looks to his roots.
November 20, 2011
William Eckhardt, president/CEO of Alaska USA FCU, is one of two winners of the 2012 Herb Wegner Memorial Award for Lifetime Achievement.
Interim CEOs Are Key to Succession Plans
Plans should establish roles and responsibilities for temporary leaders.
November 17, 2011
Few components to successful CEO succession are more important than selecting an interim CEO.
Credit Union Magazine
September 2014 digital edition
Apple Pay Will ‘Chew Into’ Interchange Revenue
Highlights from the Joint CUNA Tech/OpSS Council Conference
CUNA Tech/OpSS Conference Concludes
'Speed Rounds' Highlight Host of Innovations
Sievewright: Buckle In for a Transformative Decade
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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