Articles by Bill Vogeney
Analyze smaller segments of your loan portfolio to find opportunities.
May 13, 2013
It’s time to get back to the business of lending.Read More
Don’t expect new mortgage products to carry the market in the future.
April 13, 2013
High liquidity, low rates, and still-steep unemployment make the competitive landscape as challenging as ever.Read More
CUs keep looking for ways to get these new members to borrow.
November 9, 2012
From a marketing and public relations standpoint, Bank Transfer Day was a success.Read More
But be prepared to sell your strategic lending plan to the examiner in charge.
March 30, 2012
Develop a good working relationship with your examiner—but make it clear you have a well-thought-out business plan.Read More
Whatever your CU’s size and financial strength, loan portfolio development is critical.
October 24, 2011
Sound loan portfolio management has always been essential. But its importance has become particularly evident to credit union boards and management teams during the past several years.Read More
CUs should forego some loan business now to build long-term member loyalty.
February 23, 2011
CUs should intervene when members are about to make poor financial decisions—even if it means turning away loans.Read More