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Survey Says: Americans Lack Credit Score Knowledge

May 14, 2013
More than 25% of consumers don’t know how to raise or maintain their scores. READ MORE

The Sentinels Among Us

May 13, 2013
Your vigilance in assuring excellent member service is unparalleled. READ MORE

The Curious Case of Bank Fees

May 10, 2013
There’s a striking contrast between CU and bank fees. READ MORE

Be Prudent When Exercising Caution

May 10, 2013
Don’t be afraid to use analytics to help determine your value proposition. READ MORE

Report: Older Americans Running Up Credit Card Debt

May 01, 2013
One-fourth of older households have taken on credit card debt to help other family members. READ MORE

Startling Minds

April 29, 2013
Appreciate opportunities to ask questions and learn. READ MORE

A Source of Inspiration

April 22, 2013
‘Education brings about opportunity, and in turn inspiration.’ READ MORE

Poodles or Ferrets?

April 15, 2013
Financial fraudsters exhibit dogged determination. READ MORE

A Recipe for Success

April 15, 2013
What’s cooking at your CU? READ MORE

CUs Protect Members From Identity Theft

April 01, 2013
The effects of identity theft are both personal and prolific. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

heroes

What's Popular

Popular Stories

Look into the Future of Finance

Finovate Highlights Industry's Best and Brightest

Jump-Start Your Loan Portfolio: Nine Steps

Are You Selling Products—Or Helping Members Achieve Their Goals?

Scenes from FinovateSpring 2013

Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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