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» CU Data
Water, Water Everywhere
December 19, 2011
Focus on communication, collaboration, and mutual understanding to meet members’ needs.
Shall We Dance?
December 19, 2011
How will you keep foreclosures, delinquencies, and a poor job outlook from doing a number on your CU?
December 12, 2011
Don't expect a turnaround until 2013.
Rates & Ratios: CU Loans Continue to Climb
December 10, 2011
CU union loans outstanding increased 0.3% during October 2011, their seventh-consecutive month of positive loan growth, reports CUNA’s economics and statistics department.
What a character!
December 05, 2011
Your CU makes an impression on members with its attitudes, knowledge, outreach, expertise, and reputation.
The View from Three-and-One-Half-Inch Heels
December 01, 2011
Don’t let your CU miss the opportunity to challenge members’ and the public’s expectations of what you have to offer.
Consumers Continue to Feel Sting of Recession
November 25, 2011
Only 19% of consumers report improved finances, while nearly 40% report declining financial conditions compared to last year.
Rich in Thanks
November 21, 2011
Despite pervasive economic unpleasantness, we still have much to be thankful for this holiday week.
Won’t You Be My Neighbor?
November 20, 2011
Financial trends reveal neighborhood changes with increased income disparity and new family lifestyle choices.
CUNA Mutual Reports Strong Financials
November 17, 2011
Despite continuing economic pressures, CUNA Mutual Group posted a strong performance in key financial measures through the third quarter of 2011.
Credit Union Magazine
August 2014 digital edition
To Add Members, Think ‘Bold’ and ‘Local’
Know the Signs of Workplace Fraud
HELOC ‘End of Draw’ Periods Could Create ‘Financial Shock’ for Consumers
CUs Plan Hiring, Pay Increases
Avoid the Compliance Pitfalls of Social Media Advertising
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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