Operations

The Profitability of Data Accuracy

January 01, 2008
The Profitability of Data Accuracy January 1, 2008 By Jennifer Maisano The tides have changed over the last few years and you can either ride the wave or get stuck in the undertow. Consumers are bombarded daily with dozens of commercials advertising "know your credit score" and "obtain your free... READ MORE

Benefit Prefunding May Offset Costs

January 01, 2008
Benefit Prefunding May Offset Costs January 1, 2008 By John Moreno Recent National Credit Union Administration (NCUA) regulations and subsequent clarifying opinion letters may slow rising benefit costs by allowing federally chartered credit unions to prefund future benefit obligations using normally nonpermissable investment vehicles. The most widespread example of this... READ MORE

Judy McCartney on Leadership

December 01, 2007
Judy McCartney on Leadership December 1, 2007 A new life chapter awaits Judy McCartney, president/CEO, Orange County's Credit Union , Santa Ana, Calif., as she retires Jan. 1, 2008, following nearly four decades in the credit union movement. In recent years, she graciously shared her time and experience by serving... READ MORE

Target Sales to Increase Wallet Share

December 01, 2007
Target Sales to Increase Wallet Share December 1, 2007 By Beth Stetenfeld Imagine your members are candy bars: Snickers®, Milky Way Bar®, and 3 Musketeers®. You're told to grab as many as you can in 10 seconds. What do you do? Next, you're told Snickers are worth $1; Milky Way... READ MORE

Branch Placement Starts With a Mission

December 01, 2007
Branch Placement Starts With a Mission December 1, 2007 By Beth Stetenfeld When something goes wrong with a branch location, usually it traces back to decisions made at the beginning of the placement process, says Shaun Pond, senior vice president, IBT Enterprises , Norcross, Ga., a CUNA strategic alliance provider... READ MORE

Big Champion for Small CUs

December 01, 2007
If you're not on Lynda Milton's calendar for the day and want to meet with her, good luck. READ MORE

CU Hero: Big Champion for Small CUs

December 01, 2007
CU Hero: Big Champion for Small CUs December 1, 2007 If you're not on Lynda Milton's calendar for the day and want to meet with her, good luck. The CEO of the $5.4 million asset Houston Teamsters Federal Credit Union rarely has a minute to spare. Milton has worked 41... READ MORE

Nine Morals for Member-Centric Branding

November 01, 2007
Nine Morals for Member-Centric Branding November 1, 2007 "Creating beliefs in the hearts and minds of your customers about you, your company, your values—your brand—is the core element of success. That means keeping the promises you make … and even the ones you imply," says author Scott Deming. Deming uses... READ MORE

Mortgage-Backed Securities: To Sell or not to Sell?

November 01, 2007
Mortgage-Backed Securities: To Sell or not to Sell? November 1, 2007 By Emily Moré Hollis Countrywide Financial Corp., Calabasas, Calif., in August, announced liquidity problems due to its inability to sell securities collateralized by mortgage loans. This prompted investor questions about the risk of principal losses on Countrywide securities backed... READ MORE

Capital: How Much is Enough?

November 01, 2007
Capital: How Much is Enough? November 1, 2007 By R. Jeffery Harris How much capital do credit unions need? Some might volunteer a specific number such as 6% because of experience with fairly recent Prompt Corrective Action requirements. Others might pick a higher number such as 11% because that appears... READ MORE
Credit Union Magazine

Credit Union Magazine

October 2014

What's Popular

Popular Stories

Recent Discussion

Your Say: Does Your CU Offer Subprime Loans?

View Results Poll Archive