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Operations

Community CUs Shouldn’t be Satisfied with the Status Quo

February 07, 2013
First Community CU was among four CUs awarded in 2012 by CUNA. READ MORE

An Underbanked Opportunity

February 06, 2013
Financial services revenues from serving unbanked and underbanked consumers totaled $78 billion in 2011. READ MORE

Americans Becoming ‘Payment Omnivores’

January 28, 2013
Key drivers for mobile bill payments include time savings, anytime access, and convenience. READ MORE

National Flu Outbreak Widens—Are You Prepared?

January 22, 2013
This year's flu season is one of the worst the country has seen in 10 years, with more than 40 states reporting widespread cases. READ MORE

Strict Cost Controls Create High ROA

January 13, 2013
'You can’t improve if you don’t keep score.' READ MORE

Combine Member Information with Sound Judgment

January 06, 2013
Investing in member-centric strategies can ensure a CU’s long-term competitiveness. READ MORE

Use Extra Due Diligence for Business Loan Participations

January 01, 2013
Business loan process requires a high level of detail. READ MORE

NCUA Sues J.P. Morgan, Bear Stearns Over Faulty Securities

December 17, 2012
Legal action is the agency’s largest to date against Wall Street investment firms. READ MORE

Help Members Help Themselves

December 14, 2012
Improve organizational efficiency and free up staff time for higher-level work. READ MORE

Optimize Your Card Portfolio

December 12, 2012
Best practices for developing a modern payment program. READ MORE
June 13 Cover

Credit Union Magazine

• June digital edition

June 2013

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Reach the Underserved

Recent Discussion

We utilized this product for a few months right now, but it doesn't seem to have much value in comparison to our other online tools. Good concept, works well. It just seems that our membership is not interested.

You make a good point, Wally. I should have caught that one. I'll take that out tidbit.

According to the article, "Bankrate.com examined 56 high-yield checking accounts...and found the average annual percentage yield (APY) to be 1.64%—nearly 33% higher than the average interest-bearing checking account (0.05%)." By a show of hands, who thinks a 1.64% APY is only roughly 33% higher than a 0.05% APY? Hmmm...

Steve, As always, the E-Scan provides key strategic insights for credit unions to consider. When it comes to reaching Generation Y (trend number 10), one of the best things credit unions can do is to target mom and dad. Research indicates that most young people start their first "bank" experience where their parents recommend. So to reach Gen. Y, go after mom and dad. Mark

Ed, this is correct: 100% is a 1-to-1 relationship, not 1%, which is a 1 to 100 relationship.

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