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Management

'Winner-Take-All Politics'

November 17, 2011
Special interests and their influence benefit the few at a cost to the common good. READ MORE

New Insights on NCUA Assessments

November 14, 2011
"Consternation" is a good word to describe CUs' reaction to NCUA's corporate stabilization assessments and insurance premiums. READ MORE

NCUA Issues Three Prohibition Orders

November 14, 2011

NCUA issued orders prohibiting three individuals from participating in the affairs of any federally insured financial institution.

READ MORE

Q2 Financials Inch Higher

October 10, 2011
The jobless recovery lumbers on, with incremental shifts in the economic outlook. READ MORE

CUs Rely More on Fee Income

October 05, 2011
Certain types of fee income are coming under pressure due to regulatory scrutiny and changing market conditions. READ MORE

 Tell Members Their Money Is Safe

September 27, 2011
On a Sunday in March 2008, Joe Robertson was worried about his CU’s members as he watched the television news about the failures of several major Wall Street firms and big banks. READ MORE

CU Sustainability: Time for a Business Model Makeover?

September 18, 2011
CUs should embrace their seven founding cooperative principles. READ MORE

CU Sustainability: Embrace a Shared-Value Business Model

September 16, 2011
New approach would connect CUs to the community in several new, important ways. READ MORE

NCUA Issues Five Prohibition Orders

September 15, 2011

NCUA has issued orders prohibiting five individuals from participating in the affairs of any federally insured financial institution.

READ MORE

A Deficiency of Efficiency?

September 12, 2011
Most credit union decision-makers I know are a restless bunch—constantly looking for ways to improve operations and make (and keep) members happy. READ MORE
May Cover

Credit Union Magazine

• May digital edition

May 2013

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Recent Discussion

In remembering Warren, the first thing I think of was his smile. He was a gentle, caring man who always thought of others first. I was honored to be a part of the MiOpportinidad project with Affinity Credit Union, Warren and Miriam. His hard work and dedication to that project was inspirational. Warren so deserves this award.

The author really understands the credit union philosophy and I really enjoyed the analogy of his bathroom remodel. The only thing missing was pictures of the finished bathroom! :)

Thank you Phillip for showing the differences between a Big Bank that is only looking to sell you products and a Credit Union that actually looks out for its members needs. Great article!

I love and give a standing ovation to Ron Kase and to other caring people just as much as those who passed away on 2012 like Warren Morrow at Des Moines Iowa. He worked hard for those who are under-served an under-represented, but wasn't mentioned in your magazine. It may be beneficial for the entire world to know about his accomplishments no for his benefit, obviously, but to increase the number of positive and caring people and to add members the CU. Just ask Coopera Consulting at Des Moines Iowa about Warren Morrow's legacy.

That’s right Lisa. The servicing rule would not require a credit union to create its own policies and procedures if all aspects of the servicing are delegated to a sub-servicer. However, remember that the credit union will have to conduct due diligence on the sub-servicer to make sure it is following the minimum requirements for policies and procedures. Unfortunately, even those credit unions that use a third party servicer will need to have a working knowledge of the CFPB’s servicing rule.

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