Compliance

Examining Risk

March 01, 2014
Risk is the four-letter word first and foremost in every regulator’s mind. READ MORE

Complying With Ability-to-Repay and QM Rule

March 01, 2014
NCUA examiners to take into account a CU’s good-faith effort to comply. READ MORE

Compliance Q&A: Currency Transaction Reports

March 01, 2014
Under what circumstances does my CU have to fill out a CTR? READ MORE

Consumer Booklets on Mortgage Lending Rules Available

March 01, 2014
The CFPB updated three publications in January to reflect the agency’s new mortgage lending rule. READ MORE

What to Expect from the Consumer Financial Protection Bureau this Year

March 01, 2014
Based on the agency’s semiannual rulemaking agenda, here's a snapshot of what to expect in months ahead. READ MORE

VIDEO: NCUA's Risk-Based Capital Proposal Misses the Mark

February 25, 2014
Proposal's would put undue pressure on CUs' bottom line. READ MORE

Integrated Mortgage Disclosures Improve Clarity

February 16, 2014
CFPB’s consolidated final rule streamlines TILA/RESPA requirements. READ MORE

Fear Your Members

February 05, 2014
Assess the risk of litigation in your business decisions and compliance efforts. READ MORE

Compliance Q&A: Regulation B Loan Approvals

February 01, 2014
Does Regulation B require loan approvals to be in writing? READ MORE

Agencies Exempt Subset of Higher-Priced Mortgages

February 01, 2014
The CPFB and NCUA exempt loans of $25,000 or less and certain “streamlined refinancings” from the appraisal requirements. READ MORE

The Works Blog The Works Blog is produced by PolicyWorks LLC, Des Moines, Iowa.

Credit Cards

The CARD Act seems like it was issued so long ago, given all the regulatory changes we have had since then. And, given the time that has passed, you would think we would have the Act all figured out. Well, it seems there is still some confusion about what happens when you change the member’s […]

Join us @ #CUNA Regulatory Compliance School

Are you attending CUNA’s Regulatory Compliance School in Chicago next month? PolicyWorks has teamed up with CUNA to provide a seminar before and after Regulatory Compliance School (RCS) this September. Prior to the start of the school take a dive into marketing compliance and get hands-on experience applying marketing regulations to advertisements. Through this seminar you will: Gain […]

Comment on #CFPB HMDA Proposal

Recent regulatory activity has kept the industry writing comment letters in droves, but now is no time to stop writing letters! The CFPB recently proposed a rule updating the reporting requirements of the Home Mortgage Disclosure Act (HMDA). Significant provisions in the proposal include; an adjustment to the covered entities that must report HMDA data, […]
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