Compliance

More Details Emerge on Corporate CU Plan

September 28, 2010
NCUA will establish 'bridge corporates' to ensure the important services by the five conserved corporates to natural person credit unions regarding payments and settlement aren't disrupted. READ MORE

NCUA Adopts Corporate CU Reforms

September 27, 2010
The agency assumes control of three more corporates, announces a plan to isolate impaired assets, and finalizes stronger regulations. READ MORE

Regulations A to Z

September 20, 2010
Making sense of all the laws and regulations credit unions must deal with can be confusing. Take this sentence: "She violated Reg Z by pushing the APR off of the Reg CC and then adding it to the member's BSA disclosure." READ MORE

Overcome Compliance Fatigue

September 15, 2010
The complexity and volume of new compliance changes—and the short time required to implement these changes—has created a condition called "compliance fatigue." READ MORE

Compliance Matters

September 01, 2010
The new Consumer Financial Protection Bureau, insurance limits, SAFE Act update, and more. READ MORE

Compliance Q&A: Disparate Impact

September 01, 2010
Could assigning a "phantom" expense have a disparate impact on a protected class? READ MORE

Comply or Die

August 27, 2010
Think you can put off data security compliance to stretch a limited operating budget? Think again. READ MORE

Compliance Q&A: Good Faith Estimate Clarifications

August 26, 2010
How should credit unions document estimated charges for settlement services? READ MORE

Minimizing the Impact Of Interchange Provisions

August 19, 2010
While small issuers won't be covered by the Fed's rule on interchange fees, they'll still be affected by it. READ MORE

Fed Approves Gift Card Rules

August 19, 2010

Comments on the interim final rule must be submitted within 30 days after publication in the Federal Register, which is expected shortly.

READ MORE

The Works Blog The Works Blog is produced by PolicyWorks LLC, Des Moines, Iowa.

TILA-RESPA Disclosure Implementation

Have you begun to look over the new requirements for the TILA-RESPA integrated disclosure rule? If not, don’t worry to much, yet. This rule was finalized and released in November 2013. This rule becomes effective on August 1, 2015. While there is some time before the effective date, I would not recommend waiting until next […]

Navigating the Muddy Waters of Flood Insurance Reform

One of the things PolicyWorks continues to assist our credit union clients with is wading through the deep waters of mortgage regulation. As CFPB Director Richard Cordray has acknowledged, many of the business practices implemented by the January 2014 mortgage rules have long been standards credit unions have adhered to. However, a tidal wave of […]

How to Write an Effective #CommentLetter

One of my favorite things about being a part of the credit union movement is the cooperative spirit; how everyone has a voice and a chance to be heard.  A great example of this is the comment letter – whenever an agency (such as NCUA, NACHA, CFPB, etc.) issues a proposed rule, they open the […]
More Stories

heroes

What's Popular

Popular Stories

Recent Discussion

Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

Your Say: Who should be Credit Union Magazine's 2014 CU Hero of the Year?

View Results Poll Archive