Compliance

The Cost of Compliance

August 11, 2011
Credit unions can't ignore the cost of compliance and the need to budget for it. READ MORE

Responding to Data Breaches

August 01, 2011
Data breaches have dominated the headlines in recent months. READ MORE

Questions on Noninterest-Bearing Accounts

August 01, 2011
CUNA has received a number of questions from federally insured credit unions on NCUA's noninterest-bearing transaction account rule. READ MORE

Reg Z Rate Changes

July 18, 2011
The Federal Reserve Board issued a Regulation Z final rule in March 2011 clarifying prior rules related to the Credit Card Accountability, Responsibility, and Disclosure Act. READ MORE

Go Green, but Comply With E-Sign

July 16, 2011
CUNA’s regulatory compliance team receives loads of questions every month regarding e-statements, home banking, and compliance with E-Sign. READ MORE

Interchange By the Numbers

July 01, 2011
Our ultimate goal is to protect CUs’ ability to continue offering members affordable financial products. READ MORE

Compliance Matters: Remittance Transfer Disclosures

July 01, 2011
The Federal Reserve Board has issued a proposal to require disclosures on remittance transfers to recipients in foreign countries. READ MORE

CUNA’s Interchange Push

June 24, 2011
Job one: Preserve as much fee income as possible. READ MORE

Flood Insurance 101

June 24, 2011
What you need to know to comply with federal flood insurance regulations. READ MORE

Draft a Compliance QB

June 14, 2011
Create and implement a compliance game plan. READ MORE

The Works Blog The Works Blog is produced by PolicyWorks LLC, Des Moines, Iowa.

#BSA #AML Examination Manuel Update released

On December 2nd the Federal Financial Institutions Examination Council (FFIEC) released the much anticipated revised Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual. An update for this manual had not been released since 2010. The revisions clarify supervisory expectations and incorporate regulatory changes since the last update. Numerous revisions have been made throughout the manual. Sections […]

#FannieMae & #FreddieMac’s New Guidelines Aim to Make Mortgage Lending Easier

New guidelines from Fannie Mae and Freddie Mac took effect this Monday, with the intent of relaxing lending standards for borrowers.  The new guidelines provide clarification on when lenders can be penalized for making mistakes in mortgages they sell to Fannie and Freddie.  Prior to the update, lenders  cautious of making a mistake kept strict standards […]

Proposed Changes to Mortgage Servicing Rules

On November 20th the Consumer Financial Protection Bureau (“CFPB”) proposed to amend several mortgage servicing rules under both Regulation Z and Regulation X. The proposed rule is 492 pages long and to date has not been thoroughly vetted. However, let’s take a look at some of the highlights: Successors in Interest: A successor in interest […]
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