Compliance

Reg D & J Changes Ahead

December 01, 2011
Comments are due by Dec. 19, 2011. READ MORE

NMLS Offers Renewal Handbook

December 01, 2011
Guide will help mortgage loan originators through the SAFE Act annual renewal process. READ MORE

CUNA Aims to Ease CUs’ Reg Burden

December 01, 2011
Any new requirements that may emerge over the horizon will only add to the load CUs already must shoulder. READ MORE

Compliance: Never Let Your Guard Down

November 23, 2011
Penalties for violating ECOA can be quite severe. Just ask a small bank in Texas. READ MORE

Stay On Track With Policy Updates

November 22, 2011
As this year winds down and we consider all the regulatory changes that have occurred, it’s important to reflect on one issue that might not always have been front and center: your credit union’s policies and procedures.  READ MORE

Mortgage Ads On the Straight & Narrow

November 22, 2011
In July, the Federal Trade Commission issued a final rule relating to unfair or deceptive acts and practices in mortgage loan advertisements. READ MORE

NLRB Issues Notice Requirement

November 21, 2011
Agency issues final rule to require most private-sector employers to notify employees of their rights under the National Labor Relations Act. READ MORE

Debit Card Interchange FAQs

November 14, 2011
The Federal Reserve released a compliance guide that includes FAQs about the Electronic Fund Transfer Act. READ MORE

To File or Not to File?

November 14, 2011
Don't file Suspicious Activity Reports without questioning the decision-making process leading to them. READ MORE

Get Ready for a Compliance Deluge

November 09, 2011
The pace, complexity, and timing of today's regulatory changes are unprecedented, requiring CUs to rethink how they do business. READ MORE

The Works Blog The Works Blog is produced by PolicyWorks LLC, Des Moines, Iowa.

#BSA #AML Examination Manuel Update released

On December 2nd the Federal Financial Institutions Examination Council (FFIEC) released the much anticipated revised Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual. An update for this manual had not been released since 2010. The revisions clarify supervisory expectations and incorporate regulatory changes since the last update. Numerous revisions have been made throughout the manual. Sections […]

#FannieMae & #FreddieMac’s New Guidelines Aim to Make Mortgage Lending Easier

New guidelines from Fannie Mae and Freddie Mac took effect this Monday, with the intent of relaxing lending standards for borrowers.  The new guidelines provide clarification on when lenders can be penalized for making mistakes in mortgages they sell to Fannie and Freddie.  Prior to the update, lenders  cautious of making a mistake kept strict standards […]

Proposed Changes to Mortgage Servicing Rules

On November 20th the Consumer Financial Protection Bureau (“CFPB”) proposed to amend several mortgage servicing rules under both Regulation Z and Regulation X. The proposed rule is 492 pages long and to date has not been thoroughly vetted. However, let’s take a look at some of the highlights: Successors in Interest: A successor in interest […]
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