Compliance

Get Your 2013 Mortgage Lending Almanac

July 22, 2013
New rules will recast mortgage lending from application to servicing. READ MORE

CFPB Clarifies Escrows Final Rule

July 21, 2013
Rule lengthens the time you must maintain a mandatory escrow account established for a higher-priced mortgage. READ MORE

Remittance Transfer Rule Takes Effect Oct. 28

July 10, 2013
Amendments provide new protections to consumers who send remittance transfers outside the U.S. READ MORE

NCUA's Derivatives Proposal

July 10, 2013
Final rule should allow better matching between assets and liabilities. READ MORE

Guard Against Social Media's Liability Risks

July 09, 2013
A recent survey indicated that 62% of U.S. financial institutions were not using social media because they worry about compliance violations. READ MORE

More Members, Regs, and a Future Focus

July 01, 2013
CUs are the model of the future. READ MORE

Compliance Q&A: Ability-to-Repay and Mobile Homes

July 01, 2013
The ATR rule will apply to any consumer credit transaction that’s secured by a dwelling. READ MORE

Comply With COPPA by July 1

July 01, 2013

The COPPA rule applies to operators of commercial websites and online services directed to children under age 13 that collect, use, or disclose personal information from children.

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Credit Insurance Financing Prohibition Delayed

July 01, 2013

CUNA formally requested the delay so the CFPB could clarify certain issues and provide more time for credit unions to implement changes.

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CFPB Amends Ability-to-Repay

July 01, 2013

The CFPB created specific exemptions and modifications for small creditors, community development lenders, and housing stabilization programs.

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The Works Blog The Works Blog is produced by PolicyWorks LLC, Des Moines, Iowa.

CFPB Action on Deceptive Advertising

In February, the CFPB took action against three mortgage companies, Flagship Financial Group , American Preferred Lending , and All Financial Services , for allegedly violating Regulation N, Mortgage Acts and Practices Advertising.  This rule prohibits “any person to make...

Integrated Disclosures: Will You ComplyRight?

The next big ticket item on your compliance to-do is preparing for the CFPB’s Integrated Disclosures rule which becomes effective August 1st. The rule combines the disclosures required under Regulation Z and RESPA into...

Don’t Be Late for These Very Important Dates!

The clock is ticking on two deadlines that may benefit your credit union!  First off – the CFPB is accepting applications for its advisory groups, including the Credit Union Advisory Council.  The council was...
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