Lending

 Beyond the Score

February 20, 2012
Hopefully it’s OK to say that the worst of the recession is behind us. At least, that’s what all the data and experts keep telling us. READ MORE

Mortgage Delinquencies Edge Up During Fourth Quarter

February 15, 2012
While mortgage delinquencies have dropped more than 6% since fourth quarter 2010, it will take a long time for them to return to normal. READ MORE

Consistency is Crucial in Member Interactions

February 14, 2012
CU’s success is rooted in efforts to gain market share, build member awareness, and implement branding consistency. READ MORE

Taking Care of Business Cards

February 07, 2012
CUs have a history with consumer credit cards, and many are expanding into business credit card services with a minimum of pain and fuss. READ MORE

CU Boosts Business Lending as Banks Retreat

February 06, 2012
CU targets young enterprises and established ventures with new owners. READ MORE

New Realities Shape Today’s Appraisals

February 02, 2012
Wholesale and correspondent CU mortgage lenders must scramble to comply with the latest regulation standardizing appraisals. READ MORE

‘Yes’ Approach Leads to More Loans

January 26, 2012
CU introduced loans that are small in size but helped a lot of people. READ MORE

To Spur Loan Growth, Learn From the Past

January 24, 2012
There’s an upside to the economic down cycle: A wealth of information on bad accounts. READ MORE

Enlightened Lending

January 20, 2012
Top-notch lending requires seeing the potential for growth where others might settle for business as usual. READ MORE

CUNA Economist: Expect a Modest Lending Comeback

January 19, 2012
Pent-up consumer demand bodes well for growth in auto loans, credit cards, and purchase money mortgages. READ MORE

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