Lending

Three-M Laws: Tolls On the Road to Foreclosure

November 01, 2010
New state statutes likely will lengthen the foreclosure process. READ MORE

Managing Your Crop of Loans

November 01, 2010

Position your credit union to withstand increased dividend costs when rates rise.

READ MORE

Agency Releases Mortgage Rate Data

October 28, 2010
The average interest rate on conventional, 30-year fixed-rate mortgage loans of $417,000 or less decreased 12 basis points (bp) to 4.58% in September. The average interest rate on 15-year, fixed-rate loans of $417,000 increased 11 bp to 4.57% in September. READ MORE

Forge Small Business Relationships: Five Strategies

October 28, 2010
Banking industry turmoil and tighter lending standards present incredible opportunities for CUs in the small business lending arena. READ MORE

U.S. Monthly House Price Index Increases from July to August

October 26, 2010
For the 12 months ending in August, U.S. prices fell 2.4%. The U.S. index is 13.6% below its April 2007 peak. READ MORE

OK to Walk Away?

October 25, 2010
As the housing market continues to flounder in many parts of the country, 21% of homeowners say they owe more on their mortgages than their homes are worth, survey says. READ MORE

Filene Report Shows Increased Debit Card Use

October 22, 2010
Plastic cards tie consumers to their financial institutions. This is good news if your credit union offers debit and credit cards. READ MORE

High Unemployment Increases Risk to Auto Loan Portfolio

October 15, 2010
The stalled U.S. economy has not only aggravated the downturn in credit union new vehicle loans, it has put the industry's portfolio of current auto loans at greater risk. READ MORE

Monthly House Price Index Falls 0.5%

October 05, 2010
U.S. house prices fell 0.5% on a seasonally adjusted basis from June to July, according to the Federal Housing Finance Agency's monthly House Price Index. READ MORE

Job Losses Create Higher Loan Risk

October 01, 2010
The stalled economy has put the industry's auto loan portfolio at greater risk. READ MORE
Credit Union Magazine

Credit Union Magazine

October 2014

What's Popular

Popular Stories

Recent Discussion

Your Say: Does Your CU Offer Subprime Loans?

View Results Poll Archive