Lending

Expect a Modest Lending Comeback

June 01, 2012
Credit unions can expect loans outstanding to grow, fueled by an improving economy, the resulting job growth, and rising consumer confidence. READ MORE

Teaming Up With Walmart

May 31, 2012
While some see Walmart as a threat, some credit unions see opportunity and enjoy a healthy business relationship with the retail giant. READ MORE

Interest-Rate Risk Redux: FFIEC Offers Clarifications

May 30, 2012
In a low-rate environment such as today’s, CUs should run interest-rate shocks of +300 and +400 basis points. READ MORE

Credit Card Users Making Timelier Payments

May 25, 2012
A new report suggests the credit card marketplace continues to recover from the problems it faced during the Great Recession. READ MORE

Auto Loan Delinquencies Hit All-Time Low

May 24, 2012
Improvement attributed to growing demand for both new and used vehicles, and higher used vehicle values. READ MORE

CFPB Will Keep CUs Busy

May 21, 2012
Agency puts priority on consolidated mortgage disclosures. READ MORE

MBL: If Banks Win, CUs Lose

May 21, 2012
CUs need to chart their own future—and not let the banking community do it for us. READ MORE

CUs Getting Back in the Card Game

May 14, 2012
Seeking increased control and revenue, many CUs are bringing their card programs back in-house. READ MORE

Walmart: How Deep Into Financial Services Will It Go?

May 01, 2012
Some industry observers say the arrival of the U.S. Bank of Walmart is less a matter of “if” than “when." READ MORE

Cheney: Act Now on MBL Bill

April 16, 2012
Congress is on recess this week and next, providing a great opportunity to encourage senators to support this legislation. READ MORE

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