Lending

Optimism Rising for Auto and Housing Sectors

October 18, 2012
'We’ve changed who we are as credit unions in terms of our balance sheets,' says CUNA Chief Economist Bill Hampel. READ MORE

Mortgage Modifications Improve Loan Performance

October 05, 2012
Consumers who default only on their mortgages are better risks than those with multiple delinquencies. READ MORE

Optimize Your Card Portfolio: Four Steps

October 04, 2012
Don’t automatically exclude consumers with less-than-perfect credit. READ MORE

Emerging Trends in Risk Rating Models

October 01, 2012
Traditional risk rating models for commercial loans don’t provide the insight needed to succeed today. READ MORE

Are CUs Using Their Ultimate Competitive Advantage?

October 01, 2012
Does the cooperative model offer real advantages when compared with the stock bank model? READ MORE

‘Know Before You Owe’ Continues to Evolve

October 01, 2012
The project aims to combine the early disclosures required by TIL and RESPA into one document. READ MORE

CUs Take Different Paths to Loan Growth

October 01, 2012
These three credit unions got creative to grow their loans. READ MORE

Money Laundering

October 01, 2012
CUs’ regulatory compliance costs are staggering, but the costs of noncompliance are even higher. READ MORE

NCUA Redefines ‘Fleet’ for MBLs

September 18, 2012
Updated definition allows for five or more vehicles that are centrally controlled and used for a business purpose. READ MORE

Auto Loan Delinquencies Fall to All-Time Lows

September 12, 2012
Asset quality remains high despite increases in nonprime auto loans. READ MORE

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