Lending

The Time Is Now for Capital Reform

April 22, 2013
Credit unions want—and need—capital reform. The time is now READ MORE

Lose the Recessionary Mindset, but Monitor Housing Market Closely

April 13, 2013
High liquidity, low rates, and still-steep unemployment make the competitive landscape as challenging as ever. READ MORE

One of Five Households Has Student Loan Debt

April 08, 2013
Average outstanding student loan balance approaching $30,000. READ MORE

Even Convenience is Bigger in Texas

April 01, 2013
Texas Trust opened two branches last year, and purchased a 78,660-square-foot headquarters. READ MORE

Mortgage Lenders Prepare For June 1

April 01, 2013
The bulk of the new mortgage rules won’t take effect until next year READ MORE

Loan Participations

March 19, 2013
A well-drafted agreement governs the loan participation process. READ MORE

CUs Lend Members a Hand

March 08, 2013
Aside from being the right thing to do, helping members during difficult times builds loyalty—and loyalty builds strong CUs. READ MORE

Earnings Back to ‘Normal’ Range

March 07, 2013
Average net income for credit unions in 2012 will be about 90 basis points of average assets. READ MORE

Ten Loan Ideas for 2013

February 19, 2013
Economists have predicted credit union loan growth to be about 5% in 2013 READ MORE

Culture Club: California CU Immerses Staff in Hispanics’ Language, Customs

February 18, 2013
Hispanics comprise 20% of the total membership at Travis CU, the dividend from an eight-year effort to appeal to the community. READ MORE

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